# 2025-00094: Federal Civil Penalties Inflation Adjustment Act Amendments

2025-00094, Federal Civil Penalties Inflation Adjustment Act Amendments, is a Federal Register rule from an unnamed agency published 2025-01-10, effective 2025-01-10; PRIA reads it as touching household money (as of 2026-06-11).

- Canonical: https://policyrisk.com/federal-register/2025-00094
- As of: 2026-06-11
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2025-00094
- Title: Federal Civil Penalties Inflation Adjustment Act Amendments
- Type: Rule
- Agencies: unknown
- Citation: unknown
- Published: 2025-01-10
- Effective: 2025-01-10
- Comments close: not stated
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-06-11

## Summary

The Department of Veterans Affairs is raising the fines it can charge lenders who break loan rules to keep up with inflation. This change starts January 10, 2025, making penalties fairer and stronger to stop bad behavior. If you’re a lender working with VA loans, watch out—these updated fines could cost more if you don’t follow the rules!

## Abstract

The Department of Veterans Affairs (VA) is amending its regulations to adjust for inflation the amount of civil monetary penalties that are within VA's jurisdiction. These adjustments comply with the requirement in the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015, to make annual adjustments to the penalties.

## Effects PRIA read

- VA lender penalty raised: cost, high. If you are a private lender that originates VA-guaranteed loans, the VA increased a civil monetary penalty from $27,894 to $28,619. This change is effective January 10, 2025 and applies to the penalty amounts in 38 CFR 36.4340.
- VA false-claim penalty increased: cost, high. If a person makes or submits a claim to the VA that is false, fictitious, or fraudulent, the civil penalty amount was increased from $13,946 to $14,308. This adjustment takes effect January 10, 2025 and updates the amounts in 38 CFR 42.3.

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## Sources
- [2025-00094 on federalregister.gov](https://www.federalregister.gov/documents/2025/01/10/2025-00094/federal-civil-penalties-inflation-adjustment-act-amendments)
- [2025-00094 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2025-01-10/pdf/2025-00094.pdf)

## Related
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Source: PRIA, https://policyrisk.com/federal-register/2025-00094 (as of 2026-06-11).