# 2025-00599: Banks Doing Bank Things, Government Taking Notes Somewhere

2025-00599, Formations of, Acquisitions by, and Mergers of Bank Holding Companies, is a Federal Register notice from an unnamed agency published 2025-01-14, effective Comments regarding each of these applications must be received ... not later than February 13, 2025. (as of 2026-06-08).

- Canonical: https://policyrisk.com/federal-register/2025-00599
- As of: 2026-06-08
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2025-00599
- Title: Formations of, Acquisitions by, and Mergers of Bank Holding Companies
- Type: Notice
- Agencies: unknown
- Citation: unknown
- Published: 2025-01-14
- Effective: Comments regarding each of these applications must be received ... not later than February 13, 2025.
- Comments close: not stated
- Significant: no
- Touches household money: no
- Regulation identifier numbers: none
- Last updated: 2026-06-08

## In one line

Banks Doing Bank Things, Government Taking Notes Somewhere

## Summary

Bank companies want to grow by forming new groups, buying others, or merging, and they’ve asked the Federal Reserve for approval. This affects banks and their owners, with rules making sure everything stays safe and fair. Decisions happen quickly to keep the banking world moving smoothly, with some money penalties if rules aren’t followed on time.

## Effects PRIA read

- Public access and comment deadline: benefit, low. The public portions of these bank holding company applications are available for immediate inspection at the Federal Reserve Bank(s) listed and at the Board of Governors. Interested persons may submit written comments (which will be publicly disclosed) to the Reserve Bank or the Board of Governors;…
- Civil money penalties for late filings: cost, medium. Institutions face civil money penalties (CMPs) for late filing of certain reports; the notice references maximum CMP amounts including a $157-per-day maximum under 12 U.S.C. 1828(h) when an assessment is less than $10,000, and in some statutes the maximum penalty is the lesser of the stated amount…
- UIR Acceptance's acquisition application: mixed, low. UIR Acceptance Corporation, Lemont, Illinois, applied to become a bank holding company by acquiring Easton Bancshares, Inc., and thereby indirectly acquiring Community Bank of Easton (Easton, Illinois). Interested persons may comment on this application to the Federal Reserve Bank of Chicago or the…

## Related documents

- [2026-20724](https://policyrisk.com/federal-register/2026-20724): Notice of Intent To Prepare a Supplemental Environmental Impact Statement for the Sentinel Deployment and Minuteman III Decommissioning and…, 2026-10-09
- [2026-20771](https://policyrisk.com/federal-register/2026-20771): Center for Scientific Review; Notice of Closed Meetings, 2026-10-09
- [2026-20708](https://policyrisk.com/federal-register/2026-20708): Self-Regulatory Organizations; Investors Exchange LLC; Notice of Filing and Immediate Effectiveness of Proposed Rule Change Pursuant to IEX…, 2026-10-09
- [2026-20710](https://policyrisk.com/federal-register/2026-20710): Self-Regulatory Organizations; Investors Exchange LLC; Notice of Filing and Immediate Effectiveness of Proposed Rule Change Pursuant to IEX…, 2026-10-09
- [2026-20779](https://policyrisk.com/federal-register/2026-20779): Passenger Vehicle and Light Truck Tires From Thailand: Preliminary Results and Rescission, in Part, of Antidumping Duty Administrative Revi…, 2026-10-09
- [2026-20763](https://policyrisk.com/federal-register/2026-20763): National Environmental Policy Act Implementing Procedures: Wintertime Oil and Gas Exploration in the National Petroleum Reserve in Alaska C…, 2026-10-09

## Sources
- [2025-00599 on federalregister.gov](https://www.federalregister.gov/documents/2025/01/14/2025-00599/formations-of-acquisitions-by-and-mergers-of-bank-holding-companies)
- [2025-00599 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2025-01-14/pdf/2025-00599.pdf)

## Related
- [Previous: 2025-00598, Tennessee Valley Authority; Sequoyah Nuclear Plant, Unit 2; Exemption](https://policyrisk.com/federal-register/2025-00598)
- [Next: 2025-00600, Public Meeting for the National Advisory Committee for Implementation of the Bu…](https://policyrisk.com/federal-register/2025-00600)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2025-00599 (as of 2026-06-08).