# 2025-05522: Government Goes Digital: No More Paper Checks for Uncle Sam!

2025-05522, Modernizing Payments To and From America's Bank Account, is a Federal Register presidential document from Executive Office of the President published 2025-03-28, effective 2025-09-30; PRIA reads it as touching household money (as of 2026-11-03).

- Canonical: https://policyrisk.com/federal-register/2025-05522
- As of: 2026-11-03
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2025-05522
- Title: Modernizing Payments To and From America's Bank Account
- Type: Presidential Document
- Agencies: Executive Office of the President
- Citation: 90 FR 14001
- Published: 2025-03-28
- Effective: 2025-09-30
- Comments close: not stated
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-11-03

## In one line

Government Goes Digital: No More Paper Checks for Uncle Sam!

## Summary

Starting September 30, 2025, the U.S. government will stop sending paper checks and switch to electronic payments for almost everything, like benefits, tax refunds, and vendor payments. This change will save taxpayers over $657 million a year, cut down on lost or stolen checks, and make payments faster and safer. Everyone who gets or sends money to the government will be affected, enjoying smoother, digital transactions.

## Effects PRIA read

- Federal Stop to Paper Checks: benefit, high. Starting September 30, 2025, the Federal Government will stop issuing paper checks for almost all federal disbursements, including benefit payments, vendor payments, tax refunds, and intragovernmental payments. If you receive money from the government, you will be transitioned to electronic payment…
- Federal Receipts Must Be Electronic: cost, medium. As soon as practicable, and where allowed by law, payments made to the Federal Government (like fees, fines, loans, and taxes) must be processed electronically and the Treasury will work to eliminate physical lockbox services. If you pay the government, you will need to use electronic payment metho…
- Exceptions For Unbanked And Emergencies: benefit, medium. The Secretary of the Treasury will allow limited exceptions where electronic payments are not feasible, including for people without access to banking services, certain emergency payments that would cause undue hardship, and national security or law enforcement needs. People and entities who qualif…
- Treasury Offers Modern Payment Methods: benefit, medium. The Department of the Treasury will provide centralized access to electronic payment methods including direct deposit, debit and credit card payments, digital wallets, and real-time payment systems for federal transactions. You may be able to receive or send federal payments through these digital o…
- Projected Annual Taxpayer Savings: benefit, high. The order states that maintaining paper payment infrastructure cost taxpayers over $657 million in Fiscal Year 2024 and that transitioning to electronic payments will save taxpayers more than $657 million per year. This represents an expected reduction in government payment processing costs.
- Lower Risk Of Lost Or Stolen Checks: benefit, medium. The order notes Treasury checks are historically 16 times more likely to be reported lost, stolen, returned undeliverable, or altered than electronic funds transfers. Moving to electronic payments is intended to reduce lost or stolen government payments and related fraud.

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## Sources
- [2025-05522 on federalregister.gov](https://www.federalregister.gov/documents/2025/03/28/2025-05522/modernizing-payments-to-and-from-americas-bank-account)
- [2025-05522 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2025-03-28/pdf/2025-05522.pdf)

## Related
- [Previous: 2025-05519, Addressing Risks From Jenner & Block](https://policyrisk.com/federal-register/2025-05519)
- [Next: 2025-05523, Preserving and Protecting the Integrity of American Elections](https://policyrisk.com/federal-register/2025-05523)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2025-05522 (as of 2026-11-03).