# 2025-10978: FINRA Bumps Up Gift Limit to $250 for Finance Pros

2025-10978, Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Filing of a Proposed Rule Change To Amend FINRA Rule 3220 (Influencing or Rewarding Employees of Others), is a Federal Register notice from Securities and Exchange Commission published 2025-06-17, effective If the Commission approves the proposed rule change, FINRA will announce the effective date of the proposed rule change in a Regulatory Notice.; PRIA reads it as touching household money (as of 2026-06-08).

- Canonical: https://policyrisk.com/federal-register/2025-10978
- As of: 2026-06-08
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2025-10978
- Title: Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Filing of a Proposed Rule Change To Amend FINRA Rule 3220 (Influencing or Rewarding Employees of Others)
- Type: Notice
- Agencies: Securities and Exchange Commission
- Citation: 90 FR 25674
- Published: 2025-06-17
- Effective: If the Commission approves the proposed rule change, FINRA will announce the effective date of the proposed rule change in a Regulatory Notice.
- Comments close: not stated
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-06-08

## In one line

FINRA Bumps Up Gift Limit to $250 for Finance Pros

## Summary

FINRA is updating its rules to let financial pros give gifts up to $250 per person each year, up from $100. This change affects anyone working in finance who follows FINRA rules and aims to make gift-giving clearer and fairer. The new limits and rules could start soon, so firms should get ready to adjust their gift policies and keep things transparent.

## Effects PRIA read

- Gift Limit Raised to $250: benefit, medium. FINRA proposes to raise the per-person annual gift limit from $100 to $250 under FINRA Rule 3220 and to update the same $250 limit in Rules 2310, 2320, 2341, and 5110. The $100 limit has been in place since 1992; FINRA says it used inflation since 1992 to arrive at $250 and intends to review the li…
- FINRA Can Grant Exemptions: benefit, low. The proposed Rule 3220 would add a new paragraph authorizing FINRA staff, under the Rule 9600 Series, to conditionally or unconditionally grant exemptions from any provision of Rule 3220 for good cause shown, consistent with investor protection and the public interest.
- How Gifts Are Valued and Aggregated: benefit, medium. FINRA proposes to codify valuation and aggregation rules: non-ticket gifts would be valued at cost (exclusive of tax and delivery), tickets would be valued at the higher of cost or face value, and members must aggregate all gifts given by the member and its associated persons to a particular recipi…
- De Minimis, Commemoratives, and Disaster Donations: benefit, medium. The proposal codifies that de minimis or promotional items must have value substantially below the $250 limit to be excluded from the gift limit and recordkeeping; customary solely decorative commemorative items (e.g., Lucite stones or plaques) are excluded even if they cost more than $250; and don…
- Supervision, Recordkeeping, and Scope Clarified: mixed, medium. FINRA would add supplementary material requiring members to have systems to ensure gifts in relation to a recipient's employer are reported, reviewed for compliance (including aggregation), and maintained in records; require that the person giving a gift not be the sole decider about whether it is…

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## Sources
- [2025-10978 on federalregister.gov](https://www.federalregister.gov/documents/2025/06/17/2025-10978/self-regulatory-organizations-financial-industry-regulatory-authority-inc-notice-of-filing-of-a)
- [2025-10978 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2025-06-17/pdf/2025-10978.pdf)

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Source: PRIA, https://policyrisk.com/federal-register/2025-10978 (as of 2026-06-08).