# 2025-11211: Crossing Borders With Cash? FinCEN Renews the Form 105 Paperwork 2025-11211, Agency Information Collection Activities; Proposed Renewal; Comment Request; Renewal Without Change of Reports of Transportation of Currency or Monetary Instruments; Report of International Transportation of Currency or Monetary Instruments-FinCEN Form 105, is a Federal Register notice from Treasury Department, Financial Crimes Enforcement Network published 2025-06-18, effective Written comments must be received on or before August 18, 2025.; PRIA reads it as touching household money (as of 2026-11-03). - Canonical: https://policyrisk.com/federal-register/2025-11211 - As of: 2026-11-03 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Document number: 2025-11211 - Title: Agency Information Collection Activities; Proposed Renewal; Comment Request; Renewal Without Change of Reports of Transportation of Currency or Monetary Instruments; Report of International Transportation of Currency or Monetary Instruments-FinCEN Form 105 - Type: Notice - Agencies: Treasury Department; Financial Crimes Enforcement Network - Citation: 90 FR 26090 - Published: 2025-06-18 - Effective: Written comments must be received on or before August 18, 2025. - Comments close: not stated - Significant: no - Touches household money: yes - Regulation identifier numbers: none - Last updated: 2026-11-03 ## In one line Crossing Borders With Cash? FinCEN Renews the Form 105 Paperwork ## Summary If you carry or send more than $10,000 in cash or money instruments across U.S. borders, you need to file a special report called FinCEN Form 105. The government is renewing this rule without any changes and wants your feedback by August 18, 2025. This keeps things clear and helps stop illegal money moves without adding extra paperwork or costs. ## Abstract As part of its continuing effort to reduce paperwork and respondent burden, FinCEN invites comments on the proposed renewal, without change, of certain existing information collection requirements found in Bank Secrecy Act (BSA) regulations. Specifically, the regulations require each person who physically transports, mails, or ships; or causes to be physically transported, mailed, or shipped; or attempts to physically transport, mail, or ship; or attempts to cause to be physically transported, mailed, or shipped, currency or other monetary instruments in an aggregate amount exceeding $10,000 at one time from the United States to any place outside the United States, or into the United States from any place outside the United States, to file a Report of International Transportation of Currency or Monetary Instruments (CMIR). The regulations also require that each person who receives in the U.S. currency or other monetary instruments in an aggregate amount exceeding $10,000 at one time which have been transported, mailed, or shipped to such person from any place outside the United States, to file a CMIR if the CMIR has not already been filed. This request for comments is made pursuant to the Paperwork Reduction Act of 1995. ## Effects PRIA read - File a FinCEN Form 105 if you cross $10,000: cost, low. If you physically carry, mail, ship, cause, or attempt to move currency or other monetary instruments totaling more than $10,000 at one time into or out of the United States, you must file a Report of International Transportation of Currency or Monetary Instruments (FinCEN Form 105 / CMIR). This ru… - When and how quickly to file CMIRs: cost, low. CMIRs for currency that accompanies a person must be filed at the time of entry into or departure from the United States. For currency or monetary instruments not physically accompanying a person, or for receipts in the U.S., the CMIR must be filed by mail or otherwise on or before the date of entr… - Certain banks and transport businesses are exempt: benefit, low. Some persons are not required to file a CMIR. Exemptions include banks and foreign banks, brokers or dealers in securities for currency mailed or shipped through the postal service or by common carrier, and persons engaged in the business transportation of currency overland between established bank… - You can file CMIRs electronically or on paper: benefit, low. You may obtain and complete CMIRs in paper form from Customs and Border Protection (CBP) or FinCEN, or complete the CMIR electronically via CBP's web-based platform or other internet-capable devices such as a smartphone. Travelers who use the electronic platform must present evidence of electronic… - Paperwork burden and cost estimates for CMIRs: cost, low. FinCEN estimates about 108,400 unique annual respondents and approximately 140,687 required CMIR reports per year, with an average completion time of 17.95 minutes per report. The agency estimates an average cost per response of $15.99, total annual burden hours of 42,089, and total annual cost of… - Extra information required when you file for someone else: cost, low. If you transport, ship, mail, or receive currency or monetary instruments on your own behalf, you must provide your own information on the CMIR. If you act for another person, you must provide your own information and information about the person or business on whose behalf the activity was conduct… - You remain liable if a truthful CMIR was not filed: cost, medium. The rule clarifies that no person required to file a CMIR is excused from liability for failing to file if, in fact, a complete and truthful report has not been filed. That legal liability remains in place for required filers. ## Related documents - [2026-20430](https://policyrisk.com/federal-register/2026-20430): Requirements for Certain Transactions Involving Convertible Virtual Currency or Digital Assets; Withdrawal, 2026-10-06 - [2026-20429](https://policyrisk.com/federal-register/2026-20429): Proposal of Special Measure Regarding Convertible Virtual Currency Mixing, as a Class of Transactions of Primary Money Laundering Concern;…, 2026-10-06 - [2026-16576](https://policyrisk.com/federal-register/2026-16576): Beneficial Ownership Information Reporting Requirement Revision, 2026-08-14 - [2025-05199](https://policyrisk.com/federal-register/2025-05199): Beneficial Ownership Information Reporting Requirement Revision and Deadline Extension, 2025-03-26 - [2026-20371](https://policyrisk.com/federal-register/2026-20371): Proposal of Special Measure Prohibiting the Transmittal of Funds Regarding Transactions Involving the A7 Network's Sub-Agents, 2026-10-05 - [2026-18194](https://policyrisk.com/federal-register/2026-18194): Geographic Targeting Order Imposing Recordkeeping and Reporting Requirements on Certain Money Services Businesses Along the Southwest Border, 2026-09-04 ## Sources - [2025-11211 on federalregister.gov](https://www.federalregister.gov/documents/2025/06/18/2025-11211/agency-information-collection-activities-proposed-renewal-comment-request-renewal-without-change-of) - [2025-11211 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2025-06-18/pdf/2025-11211.pdf) ## Related - [Previous: 2025-11210, Revised Notice of Intent To Prepare an Environmental Impact Statement for the O…](https://policyrisk.com/federal-register/2025-11210) - [Next: 2025-11214, Procurement List; Proposed Additions](https://policyrisk.com/federal-register/2025-11214) - [All Federal Register documents](https://policyrisk.com/federal-register) Source: PRIA, https://policyrisk.com/federal-register/2025-11211 (as of 2026-11-03).