# 2025-15778: Banks Eye Mergers: Fed Opens Door for Public Comments

2025-15778, Formations of, Acquisitions by, and Mergers of Bank Holding Companies, is a Federal Register notice from Federal Reserve System published 2025-08-19, effective 2025-09-18 (as of 2026-06-08).

- Canonical: https://policyrisk.com/federal-register/2025-15778
- As of: 2026-06-08
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2025-15778
- Title: Formations of, Acquisitions by, and Mergers of Bank Holding Companies
- Type: Notice
- Agencies: Federal Reserve System
- Citation: 90 FR 40365
- Published: 2025-08-19
- Effective: 2025-09-18
- Comments close: not stated
- Significant: no
- Touches household money: no
- Regulation identifier numbers: none
- Last updated: 2026-06-08

## In one line

Banks Eye Mergers: Fed Opens Door for Public Comments

## Summary

Some companies want to become bank holding companies or merge with others to control banks. If you’re interested, you can check their applications and share your thoughts by September 18, 2025. These moves could change who runs certain banks and might affect local banking options and money flow.

## Effects PRIA read

No economic effects identified for this document.

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- [2025-21625](https://policyrisk.com/federal-register/2025-21625): Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework, 2025-12-01
- [2026-20668](https://policyrisk.com/federal-register/2026-20668): Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company, 2026-10-08
- [2026-20509](https://policyrisk.com/federal-register/2026-20509): Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks: Bank Holding Companies, 2026-10-07

## Sources
- [2025-15778 on federalregister.gov](https://www.federalregister.gov/documents/2025/08/19/2025-15778/formations-of-acquisitions-by-and-mergers-of-bank-holding-companies)
- [2025-15778 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2025-08-19/pdf/2025-15778.pdf)

## Related
- [Previous: 2025-15774, Meeting of the National Organic Standards Board](https://policyrisk.com/federal-register/2025-15774)
- [Next: 2025-15779, 60-Day Notice of Proposed Information Collection: Law Enforcement Officers Safe…](https://policyrisk.com/federal-register/2025-15779)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2025-15778 (as of 2026-06-08).
