# 2025-19979: FDIC Tweaks Privacy Rules to Battle Bank Fraud Smarter

2025-19979, Privacy Act of 1974; System of Records, is a Federal Register notice from Federal Deposit Insurance Corporation published 2025-11-17, effective 2025-12-17 (as of 2026-06-08).

- Canonical: https://policyrisk.com/federal-register/2025-19979
- As of: 2026-06-08
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2025-19979
- Title: Privacy Act of 1974; System of Records
- Type: Notice
- Agencies: Federal Deposit Insurance Corporation
- Citation: 90 FR 51316
- Published: 2025-11-17
- Effective: 2025-12-17
- Comments close: 2025-12-17
- Significant: no
- Touches household money: no
- Regulation identifier numbers: none
- Last updated: 2026-06-08

## In one line

FDIC Tweaks Privacy Rules to Battle Bank Fraud Smarter

## Summary

The FDIC is updating how it handles personal info to share data better with other government agencies and fight fraud. These changes affect FDIC employees and anyone whose info is in their records, with new rules kicking in on December 17, 2025. No big costs are mentioned, but you can comment on these updates until that date.

## Abstract

In accordance with the Privacy Act of 1974, as amended, the Federal Deposit Insurance Corporation (FDIC) proposes to modify all FDIC systems of records to add a new routine use in compliance with new interagency information sharing requirements established in Executive Order 14243, Stopping Waste, Fraud, and Abuse by Eliminating Information Silos. The FDIC also proposes to modify seven FDIC systems of records to add a new routine use to share information with the Department of the Treasury as required by Executive Order 14249, Protecting America's Bank Account Against Fraud, Waste, and Abuse. Finally, the FDIC is modifying two FDIC systems of records titled FDIC- 30-64-0014, Personnel Benefits and Enrollment Records, and FDIC-30-64- 0021, Fitness Center Records, to make changes required by Executive Order 14168, Defending Women from Gender Ideology Extremism and Restoring Biological Truth to the Federal Government. The FDIC is also renumbering certain systems of records to align with a new numbering scheme.

## Effects PRIA read

- FDIC will share records across agencies: mixed, low. The FDIC will add a routine use to every FDIC system of records allowing disclosure to Federal agencies and Federal employees designated under Executive Order 14243 to identify and eliminate waste, fraud, and abuse. This change applies to all FDIC systems listed in the notice and becomes effective…
- Treasury 'Do Not Pay' checks on employee records: cost, medium. The FDIC will add a routine use allowing disclosure of certain FDIC records to the U.S. Department of the Treasury for review through the Do Not Pay Working System to identify, prevent, or recoup improper payments. This specifically includes FDIC personnel and benefits-related systems such as Finan…
- Do Not Pay checks on FDIC payees and account holders: cost, medium. The FDIC will disclose listed FDIC records to the U.S. Department of the Treasury's Do Not Pay Working System when relevant to reviewing payment and award eligibility for identifying, preventing, or recouping improper payments. This applies to the listed systems including Financial Institution Reso…

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## Sources
- [2025-19979 on federalregister.gov](https://www.federalregister.gov/documents/2025/11/17/2025-19979/privacy-act-of-1974-system-of-records)
- [2025-19979 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2025-11-17/pdf/2025-19979.pdf)

## Related
- [Previous: 2025-19978, Sunshine Act Meetings](https://policyrisk.com/federal-register/2025-19978)
- [Next: 2025-19980, Quarterly Publication of Individuals, Who Have Chosen To Expatriate](https://policyrisk.com/federal-register/2025-19980)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2025-19979 (as of 2026-06-08).