# 2025-22049: Railroad Overpayments Trigger Yet Another Privacy Filing

2025-22049, Privacy Act of 1974; System of Records, is a Federal Register notice from Railroad Retirement Board published 2025-12-05, effective 2025-12-05 (as of 2026-06-08).

- Canonical: https://policyrisk.com/federal-register/2025-22049
- As of: 2026-06-08
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2025-22049
- Title: Privacy Act of 1974; System of Records
- Type: Notice
- Agencies: Railroad Retirement Board
- Citation: 90 FR 56204
- Published: 2025-12-05
- Effective: 2025-12-05
- Comments close: not stated
- Significant: no
- Touches household money: no
- Regulation identifier numbers: none
- Last updated: 2026-06-08

## In one line

Railroad Overpayments Trigger Yet Another Privacy Filing

## Summary

The Railroad Retirement Board is updating how it handles records about money people were overpaid. This change lets more folks like government contractors, law enforcement, and Congress see these records when needed. The update starts now, but some parts won’t kick in until after a 30-day comment period ending January 5, 2026—so get your thoughts in! No new costs or delays are expected.

## Abstract

RRB-42, Overpayment Accounts is used to maintain records related to overpayments.

## Effects PRIA read

- Expanded Routine Uses: Who Can See Records: mixed, medium. The Railroad Retirement Board adds new routine uses allowing disclosure of overpayment records to congressional representatives, contractors working for the federal government, law enforcement, other federal agencies (including for breach notification), the National Archives, and attorneys. The mod…
- Treasury Cross-Servicing and Private Collections Allowed: cost, medium. The notice explicitly allows disclosure of personally identifiable overpayment information to the Department of the Treasury, Financial Management Service (FMS), which may use cross-servicing, offsets, computer matching, and refer delinquent accounts to other federal agencies or private collection…
- Do Not Pay & Improper Payment Matching Use: benefit, medium. RRB may disclose overpayment records to the U.S. Department of the Treasury and other federal agencies to review payment and award eligibility through the Do Not Pay Working System to identify, prevent, or recoup improper payments, including state-administered, federally funded programs.
- Record Retention: Paper vs. Electronic Rules: cost, low. Paper documents with benefit overpayment data are shredded three years after receipt and destroyed annually; electronic records are continually updated and permanently retained on storage drives and cloud (IBM zCloud) and will be sanitized when no longer serviceable in accordance with NIST guidelin…
- You Can Access and Contest Overpayment Records: benefit, low. Under the Privacy Act (5 U.S.C. 552a), individuals have the right to access and correct records about them; to do so you must submit a written request with identifying information and a description of the record, and the RRB may require proof of identity. If a correction is denied, you may submit a…

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- [2026-10078](https://policyrisk.com/federal-register/2026-10078): Annuity Beginning and Ending Dates, 2026-05-20

## Sources
- [2025-22049 on federalregister.gov](https://www.federalregister.gov/documents/2025/12/05/2025-22049/privacy-act-of-1974-system-of-records)
- [2025-22049 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2025-12-05/pdf/2025-22049.pdf)

## Related
- [Previous: 2025-22048, Privacy Act of 1974; System of Records](https://policyrisk.com/federal-register/2025-22048)
- [Next: 2025-22050, Center for Scientific Review; Notice of Closed Meetings](https://policyrisk.com/federal-register/2025-22050)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2025-22049 (as of 2026-06-08).