# 2026-07815: Bank Control Shifts: Fed Reviews New Ownership Bids

2026-07815, Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company, is a Federal Register notice from Federal Reserve System published 2026-04-22, effective 2026-05-07; PRIA reads it as touching household money (as of 2026-06-08).

- Canonical: https://policyrisk.com/federal-register/2026-07815
- As of: 2026-06-08
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2026-07815
- Title: Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
- Type: Notice
- Agencies: Federal Reserve System
- Citation: 91 FR 21496
- Published: 2026-04-22
- Effective: 2026-05-07
- Comments close: not stated
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-06-08

## In one line

Bank Control Shifts: Fed Reviews New Ownership Bids

## Summary

If you want to buy or take control of a bank or its holding company, you need to tell the Federal Reserve and wait for approval. People like James Long are applying to do just that, and the public can share their thoughts by May 7, 2026. This process keeps banks safe and fair while making sure everyone knows who’s in charge.

## Effects PRIA read

- Must Notify Fed Before Buying a Bank: cost, low. If you want to buy or take control of a bank or a bank holding company, you must file a notice under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Regulation Y (12 CFR 225.41) and wait for the Federal Reserve's approval before completing the acquisition.
- Public Comment Period and Disclosure Rules: mixed, low. The public can submit written comments on these change-in-control applications, and comments must be received by May 7, 2026. Comments are subject to public disclosure and generally will be made available without changes, so do not include confidential information you do not want publicly released.
- James Long Seeks Control of Texas Bank: mixed, low. James Long of New Braunfels, Texas, has applied to become a co-trustee of the First Commercial Financial Corporation Employee Stock Ownership Plan and thereby acquire control of First Commercial Financial Corporation, which indirectly owns First Commercial Bank, N.A., in Seguin, Texas. Local reside…

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- [2026-20668](https://policyrisk.com/federal-register/2026-20668): Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company, 2026-10-08
- [2026-20509](https://policyrisk.com/federal-register/2026-20509): Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks: Bank Holding Companies, 2026-10-07

## Sources
- [2026-07815 on federalregister.gov](https://www.federalregister.gov/documents/2026/04/22/2026-07815/change-in-bank-control-notices-acquisitions-of-shares-of-a-bank-or-bank-holding-company)
- [2026-07815 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-04-22/pdf/2026-07815.pdf)

## Related
- [Previous: 2026-07814, Idaho Power Company; Notice of Tribal Consultation Meeting](https://policyrisk.com/federal-register/2026-07814)
- [Next: 2026-07816, Formations of, Acquisitions by, and Mergers of Bank Holding Companies](https://policyrisk.com/federal-register/2026-07816)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2026-07815 (as of 2026-06-08).