# 2026-11669: FEMA Updates Flood Risks in More Communities 2026-11669, Changes in Flood Hazard Determinations, is a Federal Register notice from Homeland Security Department, Federal Emergency Management Agency published 2026-06-11, effective These flood hazard determinations will be finalized on the dates listed in the table below and revise the FIRM panels and FIS report in effect prior to this determination for the listed communities.; PRIA reads it as touching household money (as of 2026-06-18). - Canonical: https://policyrisk.com/federal-register/2026-11669 - As of: 2026-06-18 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Document number: 2026-11669 - Title: Changes in Flood Hazard Determinations - Type: Notice - Agencies: Homeland Security Department; Federal Emergency Management Agency - Citation: 91 FR 35492 - Published: 2026-06-11 - Effective: These flood hazard determinations will be finalized on the dates listed in the table below and revise the FIRM panels and FIS report in effect prior to this determination for the listed communities. - Comments close: not stated - Significant: no - Touches household money: yes - Regulation identifier numbers: none - Last updated: 2026-06-18 ## In one line FEMA Updates Flood Risks in More Communities ## Summary FEMA is updating flood risk maps for certain communities using new science, which could change flood zones and insurance rules. If you live or own property in these areas, your flood insurance costs or requirements might change soon. You’ve got 90 days after local notices to ask for a review, so keep an eye out and act fast! ## Abstract This notice lists communities where the addition or modification of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway (hereinafter referred to as flood hazard determinations), as shown on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports, prepared by the Federal Emergency Management Agency (FEMA) for each community, is appropriate because of new scientific or technical data. The FIRM, and where applicable, portions of the FIS report, have been revised to reflect these flood hazard determinations through issuance of a Letter of Map Revision (LOMR), in accordance with Federal Regulations. The current effective community number is shown in the table below and must be used for all new policies and renewals. ## Effects PRIA read - Updated flood maps may change insurance: mixed, medium. FEMA revised Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) information for many communities by changing Base Flood Elevations, flood depths, Special Flood Hazard Area boundaries or zone designations, and regulatory floodways. If you live in one of the listed communities in the t… - You have 90 days to appeal map changes: benefit, medium. From the date of the second publication of notification in a newspaper of local circulation, any person has 90 days to ask the local community to request that FEMA reconsider the revised flood hazard determinations. If you live or own property in a listed community, watch for the local notice and s… - Revised flood maps posted online and locally: benefit, low. Revised flood hazard information for each listed community is available online through the FEMA Map Service Center (https://msc.fema.gov) and at the local community map repository addresses shown in the table. You can inspect the revised maps and compare them to current FIRMs and FIS reports using… - Communities must meet NFIP minimum requirements: cost, medium. FEMA states that the revised FIRMs and FIS reports are the basis of the floodplain management measures communities are required to adopt or demonstrate they already have in effect to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). Communities may also a… - New community number used for policies: mixed, low. The notice says the current effective community number shown in the table must be used for all new flood insurance policies and renewals for the listed communities. That means insurers and policyholders should use the updated community number when issuing new policies or renewing existing policies… ## Related documents - [2026-20497](https://policyrisk.com/federal-register/2026-20497): Agency Information Collection Activities: Submission for OMB Review, Comment Request; Elevation Certificate/Floodproofing Certificate., 2026-10-07 - [2026-20458](https://policyrisk.com/federal-register/2026-20458): Agency Information Collection Activities: Submission for OMB Review, Comment Request; Hazard Mitigation Grant Programs, 2026-10-06 - [2026-19854](https://policyrisk.com/federal-register/2026-19854): Notice of Maximum Amount of Assistance Under the Individuals and Households Program, 2026-09-29 - [2026-19856](https://policyrisk.com/federal-register/2026-19856): Notice of Award Amount Adjustment for Serious Needs Assistance, 2026-09-29 - [2026-19898](https://policyrisk.com/federal-register/2026-19898): Notice of Adjustment of Disaster Grant Amounts, 2026-09-29 - [2026-19859](https://policyrisk.com/federal-register/2026-19859): Notice of Adjustment of Minimum Project Worksheet Amount, 2026-09-29 ## Sources - [2026-11669 on federalregister.gov](https://www.federalregister.gov/documents/2026/06/11/2026-11669/changes-in-flood-hazard-determinations) - [2026-11669 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-06-11/pdf/2026-11669.pdf) ## Related - [Previous: 2026-11668, Changes in Flood Hazard Determinations](https://policyrisk.com/federal-register/2026-11668) - [Next: 2026-11670, Changes in Flood Hazard Determinations](https://policyrisk.com/federal-register/2026-11670) - [All Federal Register documents](https://policyrisk.com/federal-register) Source: PRIA, https://policyrisk.com/federal-register/2026-11669 (as of 2026-06-18).