# 2026-11676: FEMA Updates Flood Hazards in Multiple Areas 2026-11676, Changes in Flood Hazard Determinations, is a Federal Register notice from Homeland Security Department, Federal Emergency Management Agency published 2026-06-11, effective These flood hazard determinations will be finalized on the dates listed in the table below and revise the FIRM panels and FIS report in effect prior to this determination for the listed communities.; PRIA reads it as touching household money (as of 2026-06-18). - Canonical: https://policyrisk.com/federal-register/2026-11676 - As of: 2026-06-18 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Document number: 2026-11676 - Title: Changes in Flood Hazard Determinations - Type: Notice - Agencies: Homeland Security Department; Federal Emergency Management Agency - Citation: 91 FR 35511 - Published: 2026-06-11 - Effective: These flood hazard determinations will be finalized on the dates listed in the table below and revise the FIRM panels and FIS report in effect prior to this determination for the listed communities. - Comments close: not stated - Significant: no - Touches household money: yes - Regulation identifier numbers: none - Last updated: 2026-06-18 ## In one line FEMA Updates Flood Hazards in Multiple Areas ## Summary FEMA is updating flood risk maps for certain communities based on new science, which could change flood zones and insurance rules. If you live or own property in these areas, your flood insurance costs or requirements might change soon. You have 90 days after local notice to ask for a review before the updates become final. ## Abstract This notice lists communities where the addition or modification of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway (hereinafter referred to as flood hazard determinations), as shown on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports, prepared by the Federal Emergency Management Agency (FEMA) for each community, is appropriate because of new scientific or technical data. The FIRM, and where applicable, portions of the FIS report, have been revised to reflect these flood hazard determinations through issuance of a Letter of Map Revision (LOMR), in accordance with Federal Regulations. The current effective community number is shown in the table below and must be used for all new policies and renewals. ## Effects PRIA read - Flood map changes may alter insurance: mixed, medium. If you live or own property in any community listed in the table, FEMA has updated flood maps (BFEs, SFHA boundaries, zone designations, or regulatory floodways) and your flood insurance costs or insurance requirements might change when those updates are finalized on the dates shown (for example, J… - You have 90 days to request review: benefit, low. If you are in a listed community, you have 90 days from the second local newspaper notice of these changes to ask your community to submit a request to FEMA's Assistant Administrator to reconsider the flood hazard determinations. Any flood hazard determination information may be changed during that… - New community numbers used for policies: mixed, medium. For the listed communities, the current effective community number shown in the table must be used for all new flood insurance policies and renewals once the changes are finalized on the dates listed. The FIRM and portions of the FIS have been revised through issuance of Letters of Map Revision (LO… - Communities must meet NFIP flood rules: cost, medium. The FIRM and FIS report revisions are the basis of floodplain management measures the community is required to adopt or show it has in effect to qualify or remain qualified for the National Flood Insurance Program (NFIP) under 44 CFR 60.3. Communities may also keep or enact stricter local requireme… - Revised maps available online and locally: benefit, low. You can inspect the revised flood hazard information for each listed community at the online FEMA Map Service Center (https://msc.fema.gov) and at the community map repository address listed in the table. The current effective FIRM and FIS reports are also available online for comparison. ## Related documents - [2026-20497](https://policyrisk.com/federal-register/2026-20497): Agency Information Collection Activities: Submission for OMB Review, Comment Request; Elevation Certificate/Floodproofing Certificate., 2026-10-07 - [2026-20458](https://policyrisk.com/federal-register/2026-20458): Agency Information Collection Activities: Submission for OMB Review, Comment Request; Hazard Mitigation Grant Programs, 2026-10-06 - [2026-19854](https://policyrisk.com/federal-register/2026-19854): Notice of Maximum Amount of Assistance Under the Individuals and Households Program, 2026-09-29 - [2026-19856](https://policyrisk.com/federal-register/2026-19856): Notice of Award Amount Adjustment for Serious Needs Assistance, 2026-09-29 - [2026-19898](https://policyrisk.com/federal-register/2026-19898): Notice of Adjustment of Disaster Grant Amounts, 2026-09-29 - [2026-19859](https://policyrisk.com/federal-register/2026-19859): Notice of Adjustment of Minimum Project Worksheet Amount, 2026-09-29 ## Sources - [2026-11676 on federalregister.gov](https://www.federalregister.gov/documents/2026/06/11/2026-11676/changes-in-flood-hazard-determinations) - [2026-11676 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-06-11/pdf/2026-11676.pdf) ## Related - [Previous: 2026-11675, Changes in Flood Hazard Determinations](https://policyrisk.com/federal-register/2026-11675) - [Next: 2026-11677, Changes in Flood Hazard Determinations](https://policyrisk.com/federal-register/2026-11677) - [All Federal Register documents](https://policyrisk.com/federal-register) Source: PRIA, https://policyrisk.com/federal-register/2026-11676 (as of 2026-06-18).