# 2026-15867: OCC wants to loosen up on secret info rules

2026-15867, OCC Rules Regarding the Availability of OCC Information, is a Federal Register proposed rule from Treasury Department, Comptroller of the Currency published 2026-08-05, effective Comments must be received on or before October 5, 2026.; PRIA reads it as touching household money (as of 2026-08-12).

- Canonical: https://policyrisk.com/federal-register/2026-15867
- As of: 2026-08-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2026-15867
- Title: OCC Rules Regarding the Availability of OCC Information
- Type: Proposed Rule
- Agencies: Treasury Department; Comptroller of the Currency
- Citation: 91 FR 50610
- Published: 2026-08-05
- Effective: Comments must be received on or before October 5, 2026.
- Comments close: 2026-10-05
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: 1557-AF50
- Last updated: 2026-08-12

## In one line

OCC wants to loosen up on secret info rules

## Summary

The Office of the Comptroller of the Currency (OCC) is proposing changes to its rules on information disclosure. The proposal would clarify the process for obtaining OCC approval to disclose non- public OCC information and allow for the disclosure of confidential supervisory information without OCC approval in certain circumstances, provided that applicable safeguards are observed. It also refines the OCC's process for requesting records under the Freedom of Information Act (FOIA), amends the rules to provide for expedited process of FOIA requests, and makes other structural and conforming changes.

## Effects PRIA read

- Share Confidential Supervisory Information: benefit, medium. If you run or work for a bank, service provider, or other supervised entity, the OCC would let you disclose certain "confidential supervisory information" (CSI) without prior OCC approval in six specified situations, provided required safeguards are used. The rule also clarifies when CSI remains co…
- Faster FOIA Request Processing: benefit, low. The OCC would add procedures to allow expedited processing of Freedom of Information Act (FOIA) requests and refine its FOIA request and appeal processes. If you request OCC records under FOIA, you could get faster handling and a clearer appeals path under the proposed rules.
- Remove Criminal Penalty Reference: benefit, low. The OCC proposes to remove the current rule text that references criminal penalties (18 U.S.C. 641) for unauthorized disclosure of non-public OCC information. The OCC says removing this reference aims to reduce a 'chilling effect' so supervised entities are less hesitant to make lawful disclosures.
- Stablecoin Issuers Become Supervised: cost, medium. The OCC would expand the definition of "supervised entity" to include permitted stablecoin issuers and foreign payment stablecoin issuers for which the OCC has regulatory or enforcement authority under the GENIUS Act. Those stablecoin issuers would be subject to the new subpart B disclosure rules.
- Help Community Banks Partner Locally: benefit, medium. The OCC notes that the current rules have made bank partnerships harder, especially for community banks, and that such partnerships can provide consumers and small businesses in rural and underserved markets with digital tools, lower‑cost loans, and tailored products. The proposal aims to rebalance…

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- [2026-08328](https://policyrisk.com/federal-register/2026-08328): National Bank Non-Interest Charges and Fees, 2026-04-29
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## Sources
- [2026-15867 on federalregister.gov](https://www.federalregister.gov/documents/2026/08/05/2026-15867/occ-rules-regarding-the-availability-of-occ-information)
- [2026-15867 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-08-05/pdf/2026-15867.pdf)

## Related
- [Previous: 2026-15857, Importation of Coffee Into Hawaii and Puerto Rico](https://policyrisk.com/federal-register/2026-15857)
- [Next: 2026-15929, Improving Emergency Medical Kit Efficacy and Flexibility in Commercial Airline…](https://policyrisk.com/federal-register/2026-15929)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2026-15867 (as of 2026-08-12).
