# 2026-15941: FEMA Finalizes Flood Risks: Time to Buy Higher Furniture?

2026-15941, Final Flood Hazard Determinations, is a Federal Register notice from Homeland Security Department, Federal Emergency Management Agency published 2026-08-06, effective 2026-10-29; PRIA reads it as touching household money (as of 2026-08-13).

- Canonical: https://policyrisk.com/federal-register/2026-15941
- As of: 2026-08-13
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2026-15941
- Title: Final Flood Hazard Determinations
- Type: Notice
- Agencies: Homeland Security Department; Federal Emergency Management Agency
- Citation: 91 FR 50878
- Published: 2026-08-06
- Effective: 2026-10-29
- Comments close: not stated
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-08-13

## In one line

FEMA Finalizes Flood Risks: Time to Buy Higher Furniture?

## Summary

Flood hazard determinations, which may include additions or modifications of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on the Flood Insurance Rate Maps (FIRMs) and where applicable, in the supporting Flood Insurance Study (FIS) reports have been made final for the communities listed in the table below. The FIRM and FIS report are the basis of the floodplain management measures that a community is required either to adopt or to show evidence of having an effect in order to qualify or remain qualified for participation in the Federal Emergency Management Agency's (FEMA's) National Flood Insurance Program (NFIP).

## Effects PRIA read

- Final flood maps for listed communities: mixed, medium. FEMA made final flood hazard determinations that may change Base Flood Elevations, base flood depths, Special Flood Hazard Area boundaries or zone designations, or regulatory floodways for the communities listed. The affected communities include areas in Clearwater County, Idaho (including the citi…
- Community NFIP compliance requirement: mixed, medium. The Flood Insurance Rate Map (FIRM) and Flood Insurance Study (FIS) reports are the basis for floodplain management measures that each listed community is required to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in FEMA's National Flood Ins…
- Owners and lessees urged to review maps: benefit, low. Owners and lessees of real property in the listed communities are encouraged to review the new or revised FIRM and FIS reports at the local community map repository or online through FEMA's Map Service Center. The new or revised maps will be available by October 29, 2026.

## Related documents

- [2026-20497](https://policyrisk.com/federal-register/2026-20497): Agency Information Collection Activities: Submission for OMB Review, Comment Request; Elevation Certificate/Floodproofing Certificate., 2026-10-07
- [2026-20458](https://policyrisk.com/federal-register/2026-20458): Agency Information Collection Activities: Submission for OMB Review, Comment Request; Hazard Mitigation Grant Programs, 2026-10-06
- [2026-19854](https://policyrisk.com/federal-register/2026-19854): Notice of Maximum Amount of Assistance Under the Individuals and Households Program, 2026-09-29
- [2026-19856](https://policyrisk.com/federal-register/2026-19856): Notice of Award Amount Adjustment for Serious Needs Assistance, 2026-09-29
- [2026-19898](https://policyrisk.com/federal-register/2026-19898): Notice of Adjustment of Disaster Grant Amounts, 2026-09-29
- [2026-19859](https://policyrisk.com/federal-register/2026-19859): Notice of Adjustment of Minimum Project Worksheet Amount, 2026-09-29

## Sources
- [2026-15941 on federalregister.gov](https://www.federalregister.gov/documents/2026/08/06/2026-15941/final-flood-hazard-determinations)
- [2026-15941 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-08-06/pdf/2026-15941.pdf)

## Related
- [Previous: 2026-15940, Privacy Act of 1974; Re-Established Matching Program](https://policyrisk.com/federal-register/2026-15940)
- [Next: 2026-15942, Final Flood Hazard Determinations](https://policyrisk.com/federal-register/2026-15942)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2026-15941 (as of 2026-08-13).