# 2026-19387: HUD Updates Foreclosure Help Form Paperwork

2026-19387, 60-Day Notice of Proposed Information Collection: FHA-Insured Mortgage Loan Servicing Involving the Loss Mitigation Programs, is a Federal Register notice from Housing and Urban Development Department published 2026-09-22, effective Comments Due Date: November 23, 2026.; PRIA reads it as touching household money (as of 2026-09-29).

- Canonical: https://policyrisk.com/federal-register/2026-19387
- As of: 2026-09-29
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2026-19387
- Title: 60-Day Notice of Proposed Information Collection: FHA-Insured Mortgage Loan Servicing Involving the Loss Mitigation Programs
- Type: Notice
- Agencies: Housing and Urban Development Department
- Citation: 91 FR 60144
- Published: 2026-09-22
- Effective: Comments Due Date: November 23, 2026.
- Comments close: 2026-11-23
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-09-29

## In one line

HUD Updates Foreclosure Help Form Paperwork

## Summary

HUD wants to update how it collects info about FHA-insured mortgage loans, especially for folks behind on payments using loss help programs. This affects lenders and homeowners working to avoid foreclosure. Comments on these changes are open until November 23, 2026, with no new costs expected—just smoother info sharing!

## Abstract

HUD is seeking approval from the Office of Management and Budget (OMB) for the information collection described below. In accordance with the Paperwork Reduction Act, HUD is requesting comment from all interested parties on the proposed collection of information. The purpose of this notice is to allow for 60 days of public comment.

## Effects PRIA read

- Monthly FHA paperwork burden and cost: cost, low. If you are an FHA mortgage borrower (or a mortgagee), HUD estimates 990,284 respondents will produce 3,431,820 monthly responses for loss mitigation, averaging 0.69 hours per response. That totals 1,458,337 burden hours annually and an estimated $36,823,021 in annual respondent cost; comments are d…
- New RAP Repayment Agreement added: cost, low. HUD added a Reinstatement Advance Payment (RAP) Repayment Agreement to the information collection for non-performing FHA-insured mortgage loans. If you are a homeowner using RAP in loss mitigation, this new supplemental document is now part of HUD's required forms.
- Partial claim documents updated: cost, low. HUD updated the Partial Claim Promissory Note and Partial Claim Subordinate Mortgage as part of this information collection for FHA loss mitigation. Homeowners using partial claims will encounter the revised supplemental documents during servicing.

## Related documents

- [2026-16228](https://policyrisk.com/federal-register/2026-16228): HUD's Implementation of the Fair Housing Act's Disparate Impact Standard; Amendments to HUD's Title VI Regulations, 2026-08-10
- [2026-13939](https://policyrisk.com/federal-register/2026-13939): Rescission of Floodplain Management and Protection of Wetlands; Minimum Property Standards for Flood Hazard Exposure; Building to the Feder…, 2026-07-10
- [2026-08406](https://policyrisk.com/federal-register/2026-08406): HOME Investment Partnerships Program: Further Program Updates and Streamlining, 2026-04-30
- [2026-08339](https://policyrisk.com/federal-register/2026-08339): HOME Investment Partnerships Program: Further Program Updates and Streamlining, 2026-04-29
- [2026-08244](https://policyrisk.com/federal-register/2026-08244): Equal Access to Housing in HUD Programs Revisions, 2026-04-28
- [2026-06926](https://policyrisk.com/federal-register/2026-06926): HOME Investment Partnerships Program-Maximum Per-Unit Subsidy Limit Methodology and Amount; Notice for Comment, 2026-04-10

## Sources
- [2026-19387 on federalregister.gov](https://www.federalregister.gov/documents/2026/09/22/2026-19387/60-day-notice-of-proposed-information-collection-fha-insured-mortgage-loan-servicing-involving-the)
- [2026-19387 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-09-22/pdf/2026-19387.pdf)

## Related
- [Previous: 2026-19386, Information Collection: Criteria for Guidance of States and NRC in Discontinuan…](https://policyrisk.com/federal-register/2026-19386)
- [Next: 2026-19388, Order Granting Temporary Conditional Exemptive Relief, Pursuant to Section 36(a…](https://policyrisk.com/federal-register/2026-19388)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2026-19387 (as of 2026-09-29).