# 2026-19601: Kentucky Floods Trigger SBA Loans for Public Recovery

2026-19601, Presidential Declaration of a Major Disaster for Public Assistance Only for the Commonwealth of Kentucky, is a Federal Register notice from Small Business Administration published 2026-09-24, effective 2026-09-01; PRIA reads it as touching household money (as of 2026-10-01).

- Canonical: https://policyrisk.com/federal-register/2026-19601
- As of: 2026-10-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2026-19601
- Title: Presidential Declaration of a Major Disaster for Public Assistance Only for the Commonwealth of Kentucky
- Type: Notice
- Agencies: Small Business Administration
- Citation: 91 FR 60676
- Published: 2026-09-24
- Effective: 2026-09-01
- Comments close: not stated
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-10-01

## In one line

Kentucky Floods Trigger SBA Loans for Public Recovery

## Summary

Kentucky got a major disaster declaration after severe storms and flooding hit from June 26-30, 2026. This means public assistance loans are now available to help affected counties and nonprofit groups recover. If you need help, apply by November 1, 2026 for physical damage loans or by June 1, 2027 for economic injury loans—money and support are ready to roll!

## Abstract

This is notice of the Presidential declaration of a major disaster for Public Assistance Only for the commonwealth of Kentucky (FEMA-4937-DR), dated September 1, 2026. Incident: Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides.

## Effects PRIA read

- SBA Disaster Loans Available to Eligible Nonprofits: benefit, high. Private nonprofit organizations that provide essential governmental-type services in the named Kentucky counties can apply for SBA disaster loans related to the June 26–30, 2026 storms (FEMA-4937-DR). You can apply online at the MySBA Loan Portal (https://lending.sba.gov).
- Which Kentucky Counties Are Eligible: benefit, medium. The declaration lists these primary counties as adversely affected and therefore eligible: Bullitt, Butler, Clinton, Cumberland, Garrard, Grayson, Green, Hardin, Henderson, Jackson, Jessamine, Madison, Meade, Mercer, Metcalfe, Ohio, Owsley, Rockcastle, Spencer, and Wayne. If you operate in one of t…
- Loan Interest Rate Shown: 3.625%: cost, low. The notice lists an interest rate of 3.625 percent for the listed private nonprofit loan categories (as shown for physical damage and economic injury entries). If you borrow under these nonprofit program lines, the stated interest rate is 3.625%.
- Application Deadlines and How to Apply: benefit, medium. Physical damage loan applications must be filed by November 1, 2026, and Economic Injury Disaster Loan (EIDL) applications by June 1, 2027. Apply via the MySBA Loan Portal (https://lending.sba.gov) or contact the SBA disaster assistance customer service center at 1-800-659-2955 or [email protected]…

## Related documents

- [2025-02741](https://policyrisk.com/federal-register/2025-02741): HUBZone Program Updates and Clarifications, and Clarifications to Other Small Business Programs; Correction, 2025-02-18
- [2026-20667](https://policyrisk.com/federal-register/2026-20667): Presidential Declaration Amendment of a Major Disaster for the State of West Virginia, 2026-10-08
- [2026-20544](https://policyrisk.com/federal-register/2026-20544): Presidential Declaration of a Major Disaster for the State of Ohio, 2026-10-07
- [2026-20548](https://policyrisk.com/federal-register/2026-20548): Administrative Disaster Declaration of a Rural Area for the State of Missouri, 2026-10-07
- [2026-20399](https://policyrisk.com/federal-register/2026-20399): Administrative Declaration of an Economic Injury Disaster for the State of Oregon, 2026-10-06
- [2026-20472](https://policyrisk.com/federal-register/2026-20472): Administrative Declaration of a Disaster for the State of Connecticut, 2026-10-06

## Sources
- [2026-19601 on federalregister.gov](https://www.federalregister.gov/documents/2026/09/24/2026-19601/presidential-declaration-of-a-major-disaster-for-public-assistance-only-for-the-commonwealth-of)
- [2026-19601 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-09-24/pdf/2026-19601.pdf)

## Related
- [Previous: 2026-19600, Civil Monetary Penalty Amounts for 2026](https://policyrisk.com/federal-register/2026-19600)
- [Next: 2026-19602, Agency Information Collection Activities; Comment Request on Tax Return Prepare…](https://policyrisk.com/federal-register/2026-19602)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2026-19601 (as of 2026-10-01).