# 2026-19618: SEC Keeps Rules for Daily Broker Customer Fund Safeguards

2026-19618, Agency Information Collection Activities; Submission for OMB Review; Comment Request; Extension: Rule 15c3-3, is a Federal Register notice from Securities and Exchange Commission published 2026-09-25; PRIA reads it as touching household money (as of 2026-10-02).

- Canonical: https://policyrisk.com/federal-register/2026-19618
- As of: 2026-10-02
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2026-19618
- Title: Agency Information Collection Activities; Submission for OMB Review; Comment Request; Extension: Rule 15c3-3
- Type: Notice
- Agencies: Securities and Exchange Commission
- Citation: 91 FR 60999
- Published: 2026-09-25
- Effective: unknown
- Comments close: not stated
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-10-02

## In one line

SEC Keeps Rules for Daily Broker Customer Fund Safeguards

## Summary

The SEC is asking to keep the rules that make broker-dealers protect customer money and securities super carefully. These rules now require daily checks instead of weekly ones for some firms, making sure customer funds are safe and properly tracked. This affects broker-dealers and helps keep your investments secure without adding big costs or delays.

## Effects PRIA read

- Broker-dealers must hold customer securities: benefit, low. If a broker-dealer holds your securities, Rule 15c3-3 requires the broker-dealer to obtain and maintain possession and control of fully-paid and excess margin securities held for customers. This rule is meant to keep customer securities physically or legally separated from the firm's own assets.
- Daily reserve computations for some firms: mixed, medium. In 2024, the Commission amended Rule 15c3-3 so that carrying broker-dealers with average total credits above a minimum threshold must compute the reserve computation on a daily instead of a weekly basis. That change increases the frequency of checks that determine whether customer funds must be seg…
- Banks must acknowledge special reserve accounts: benefit, low. A broker-dealer that maintains a Special Reserve Bank Account must obtain and retain a written notification from each bank evidencing the bank's acknowledgement that assets deposited in the account are held for the exclusive benefit of the broker-dealer's customers. This creates a written bank ackn…
- Notices and records for securities futures accounts: benefit, low. Broker-dealers that sell securities futures products to customers must provide certain notifications to those customers and must make a record of any changes of account type. This requires customer-facing notices and recordkeeping for account-type changes related to securities futures.
- Information-collection burden on broker-dealers: cost, high. The Commission staff estimates the aggregate annual information-collection burden associated with Rule 15c3-3 is approximately 1,459,681 hours and $5,076,465. This reflects the total time and cost the industry spends each year complying with the rule's information and recordkeeping requirements.

## Related documents

- [2026-20466](https://policyrisk.com/federal-register/2026-20466): Adviser and Regulated Fund Custody Rules; Crypto Custody Rules, 2026-10-06
- [2026-19260](https://policyrisk.com/federal-register/2026-19260): Rescission of Rule 14a-8's Federal Regulation of Shareholder Proposals and Amendments to Rule 14a-4, 2026-09-21
- [2026-18424](https://policyrisk.com/federal-register/2026-18424): Political Contributions by Certain Investment Advisers, 2026-09-10
- [2026-18190](https://policyrisk.com/federal-register/2026-18190): Transfer Agent Rules, 2026-09-04
- [2026-17183](https://policyrisk.com/federal-register/2026-17183): Regulation Crypto Assets, 2026-08-21
- [2026-12163](https://policyrisk.com/federal-register/2026-12163): The Trade-Through Rule and Locked and Crossed Markets Provisions of Regulation NMS, 2026-06-17

## Sources
- [2026-19618 on federalregister.gov](https://www.federalregister.gov/documents/2026/09/25/2026-19618/agency-information-collection-activities-submission-for-omb-review-comment-request-extension-rule)
- [2026-19618 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-09-25/pdf/2026-19618.pdf)

## Related
- [Previous: 2026-19617, Agency Information Collection Activities; Submission for OMB Review; Comment Re…](https://policyrisk.com/federal-register/2026-19617)
- [Next: 2026-19619, Agency Information Collection Activities; Submission for OMB Review; Comment Re…](https://policyrisk.com/federal-register/2026-19619)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2026-19618 (as of 2026-10-02).