# 2026-22469: Texas Storm Damage Opens the Door to Federal Disaster Loans

2026-22469, Presidential Declaration of a Major Disaster for the State of Texas, is a Federal Register notice from Small Business Administration published 2026-11-04, effective 2026-10-30; PRIA reads it as touching household money (as of 2026-11-04).

- Canonical: https://policyrisk.com/federal-register/2026-22469
- As of: 2026-11-04
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2026-22469
- Title: Presidential Declaration of a Major Disaster for the State of Texas
- Type: Notice
- Agencies: Small Business Administration
- Citation: 91 FR 69630
- Published: 2026-11-04
- Effective: 2026-10-30
- Comments close: not stated
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-11-04

## In one line

Texas Storm Damage Opens the Door to Federal Disaster Loans

## Summary

Texas got hit hard by storms, tornadoes, and floods between July 7 and August 4, 2026. The President declared it a major disaster on October 30, unlocking special low-interest loans to help homeowners, businesses, and nonprofits recover. If you’re affected, you can apply for physical damage loans by December 30, 2026, and economic injury loans until July 30, 2027.

## Abstract

This is notice of the Presidential declaration of a major disaster for the State of Texas (FEMA-4935-DR), dated October 30, 2026. Incident: Severe Storms, Straight-line Winds, Tornadoes, and Flooding.

## Effects PRIA read

- You can apply for SBA disaster loans: benefit, high. If you live or operate in affected Texas areas, you can apply for SBA disaster loans online at the MySBA Loan Portal (https://lending.sba.gov). Physical damage loan applications must be submitted by December 30, 2026, and Economic Injury Disaster Loan (EIDL) applications must be submitted by July 3…
- Listed interest rates for disaster loans: cost, medium. The notice lists the exact interest rates for SBA disaster loans: Homeowners with credit available elsewhere 5.750%, homeowners without credit 2.875%; businesses with credit available elsewhere 8.000%, businesses without credit 4.000%; private nonprofit organizations (with and without credit availa…
- Who is eligible where (primary vs contiguous counties): benefit, medium. Primary counties eligible for both physical damage and EIDL loans include Bandera, Bexar, Comal, Crockett, Dimmit, Frio, Gillespie, Kendall, Kerr, Kimble, Kinney, La Salle, Maverick, Medina, Real, Schleicher, Sutton, Uvalde, Val Verde, and Zavala. Contiguous counties listed (Texas: Atascosa, Blanco…

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- [2025-10156](https://policyrisk.com/federal-register/2025-10156): HUBZone Program Updates and Clarifications, and Clarifications to Other Small Business Programs; Correction, 2025-06-04
- [2025-02741](https://policyrisk.com/federal-register/2025-02741): HUBZone Program Updates and Clarifications, and Clarifications to Other Small Business Programs; Correction, 2025-02-18
- [2026-22520](https://policyrisk.com/federal-register/2026-22520): Data Collection Available for Public Comments, 2026-11-04
- [2026-22394](https://policyrisk.com/federal-register/2026-22394): Administrative Disaster Declaration of a Rural Area for the State of South Dakota, 2026-11-03
- [2026-22364](https://policyrisk.com/federal-register/2026-22364): Reporting and Recordkeeping Requirements Under Office of Management and Budget Review, 2026-11-03
- [2026-22177](https://policyrisk.com/federal-register/2026-22177): Surety Bond Guarantee Program Fees, 2026-10-30

## Sources
- [2026-22469 on federalregister.gov](https://www.federalregister.gov/documents/2026/11/04/2026-22469/presidential-declaration-of-a-major-disaster-for-the-state-of-texas)
- [2026-22469 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-11-04/pdf/2026-22469.pdf)

## Related
- [Previous: 2026-22467, Assessment Exemption for Organic Commodities Under Federal Marketing Orders; No…](https://policyrisk.com/federal-register/2026-22467)
- [Next: 2026-22470, Presidential Declaration of a Major Disaster for Public Assistance Only for the…](https://policyrisk.com/federal-register/2026-22470)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2026-22469 (as of 2026-11-04).