# 2026-22474: Florida Businesses Get Federal Disaster Loans After Hurricane Isaias

2026-22474, Presidential Declaration of a Major Disaster for the State of Florida, is a Federal Register notice from Small Business Administration published 2026-11-04, effective 2026-10-27; PRIA reads it as touching household money (as of 2026-11-04).

- Canonical: https://policyrisk.com/federal-register/2026-22474
- As of: 2026-11-04
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2026-22474
- Title: Presidential Declaration of a Major Disaster for the State of Florida
- Type: Notice
- Agencies: Small Business Administration
- Citation: 91 FR 69630
- Published: 2026-11-04
- Effective: 2026-10-27
- Comments close: not stated
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-11-04

## In one line

Florida Businesses Get Federal Disaster Loans After Hurricane Isaias

## Summary

Hurricane Isaias hit Florida hard from October 6-12, 2026, and the President declared it a major disaster on October 27. People and businesses in several counties can now apply for low-interest disaster loans to help rebuild and recover. Physical damage loan applications are due by December 28, 2026, and economic injury loans by July 27, 2027.

## Abstract

This is notice of the Presidential declaration of a major disaster for the State of Florida (FEMA-4955-DR), dated October 27, 2026. Incident: Hurricane Isaias.

## Effects PRIA read

- Who Can Apply for Disaster Loans: benefit, high. Because Hurricane Isaias was declared a major disaster on October 27, 2026 (FEMA-4955-DR), people and businesses in the listed primary counties can apply for both physical damage and Economic Injury Disaster Loans (EIDL). The primary counties are Bay, Escambia, Gulf, Holmes, Okaloosa, Santa Rosa, W…
- Loan Application Deadlines You Must Meet: cost, medium. If you want a physical damage disaster loan, you must apply by December 28, 2026. If you want an Economic Injury Disaster Loan (EIDL), you must apply by July 27, 2027. Applications may be submitted online through the MySBA portal or at locally announced locations.
- Interest Rates for Physical Damage Loans: cost, medium. Physical damage disaster loan interest rates are set as follows: homeowners with credit available elsewhere—6.000% and homeowners without credit available elsewhere—3.000%; businesses with credit available elsewhere—8.000% and businesses without credit available elsewhere—4.000%; private non-profit…
- Interest Rates for Economic Injury (EIDL) Loans: cost, medium. Economic Injury (EIDL) loan interest rates are: businesses and small agricultural cooperatives without credit available elsewhere—4.000%, and private non-profit organizations without credit available elsewhere—3.625%. These rates apply to EIDL assistance assigned disaster number 220340.
- How to Apply and Get Help: benefit, low. You can apply for SBA disaster assistance online at https://lending.sba.gov (MySBA Loan Portal) or in person at locally announced locations. For help, contact SBA disaster assistance customer service at 1-800-659-2955, by email at [email protected], or use 7-1-1 for telecommunications relay service…

## Related documents

- [2025-10156](https://policyrisk.com/federal-register/2025-10156): HUBZone Program Updates and Clarifications, and Clarifications to Other Small Business Programs; Correction, 2025-06-04
- [2025-02741](https://policyrisk.com/federal-register/2025-02741): HUBZone Program Updates and Clarifications, and Clarifications to Other Small Business Programs; Correction, 2025-02-18
- [2026-22469](https://policyrisk.com/federal-register/2026-22469): Presidential Declaration of a Major Disaster for the State of Texas, 2026-11-04
- [2026-22520](https://policyrisk.com/federal-register/2026-22520): Data Collection Available for Public Comments, 2026-11-04
- [2026-22470](https://policyrisk.com/federal-register/2026-22470): Presidential Declaration of a Major Disaster for Public Assistance Only for the State of Florida, 2026-11-04
- [2026-22364](https://policyrisk.com/federal-register/2026-22364): Reporting and Recordkeeping Requirements Under Office of Management and Budget Review, 2026-11-03

## Sources
- [2026-22474 on federalregister.gov](https://www.federalregister.gov/documents/2026/11/04/2026-22474/presidential-declaration-of-a-major-disaster-for-the-state-of-florida)
- [2026-22474 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-11-04/pdf/2026-22474.pdf)

## Related
- [Previous: 2026-22473, Notice of 229 Boundary for the SLAC National Accelerator Laboratory](https://policyrisk.com/federal-register/2026-22473)
- [Next: 2026-22475, Application for Renewal of Authorization To Export Electric Energy; Heartland G…](https://policyrisk.com/federal-register/2026-22475)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2026-22474 (as of 2026-11-04).