# 2026-22571: HUD Renews Mortgage Data Collection, Because Paperwork Never Really Dies

2026-22571, 60-Day Notice of Proposed Information Collection: Home Mortgage Disclosure Act (HMDA) Loan/Application Register, is a Federal Register notice from Housing and Urban Development Department published 2026-11-05, effective Comments Due Date: January 4, 2027.; PRIA reads it as touching household money (as of 2026-11-06).

- Canonical: https://policyrisk.com/federal-register/2026-22571
- As of: 2026-11-06
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2026-22571
- Title: 60-Day Notice of Proposed Information Collection: Home Mortgage Disclosure Act (HMDA) Loan/Application Register
- Type: Notice
- Agencies: Housing and Urban Development Department
- Citation: 91 FR 69859
- Published: 2026-11-05
- Effective: Comments Due Date: January 4, 2027.
- Comments close: 2027-01-04
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-11-06

## In one line

HUD Renews Mortgage Data Collection, Because Paperwork Never Really Dies

## Summary

HUD wants to keep collecting info about home loans through the Home Mortgage Disclosure Act (HMDA) but with some updates. This affects banks and lenders who report loan data, helping keep mortgage lending fair and transparent. You’ve got until January 4, 2027, to share your thoughts—no cost changes yet, just a paperwork update!

## Abstract

HUD is seeking approval from the Office of Management and Budget (OMB) for the information collection described below. In accordance with the Paperwork Reduction Act, HUD is requesting comments from all interested parties on the proposed collection of information. The purpose of this notice is to allow for 60 days of public comment.

## Effects PRIA read

- HMDA annual reporting burden on lenders: cost, high. If you are a mortgage lender, HUD is proposing to continue annual Home Mortgage Disclosure Act (HMDA) Loan/Application Register reporting for 907 respondents, with each respondent estimated to spend 1,545 hours per annual response. HUD estimates the total annual burden is 1,401,315 hours and $78,86…

## Related documents

- [2026-16228](https://policyrisk.com/federal-register/2026-16228): HUD's Implementation of the Fair Housing Act's Disparate Impact Standard; Amendments to HUD's Title VI Regulations, 2026-08-10
- [2026-13939](https://policyrisk.com/federal-register/2026-13939): Rescission of Floodplain Management and Protection of Wetlands; Minimum Property Standards for Flood Hazard Exposure; Building to the Feder…, 2026-07-10
- [2026-08406](https://policyrisk.com/federal-register/2026-08406): HOME Investment Partnerships Program: Further Program Updates and Streamlining, 2026-04-30
- [2026-08339](https://policyrisk.com/federal-register/2026-08339): HOME Investment Partnerships Program: Further Program Updates and Streamlining, 2026-04-29
- [2026-08244](https://policyrisk.com/federal-register/2026-08244): Equal Access to Housing in HUD Programs Revisions, 2026-04-28
- [2026-06926](https://policyrisk.com/federal-register/2026-06926): HOME Investment Partnerships Program-Maximum Per-Unit Subsidy Limit Methodology and Amount; Notice for Comment, 2026-04-10

## Sources
- [2026-22571 on federalregister.gov](https://www.federalregister.gov/documents/2026/11/05/2026-22571/60-day-notice-of-proposed-information-collection-home-mortgage-disclosure-act-hmda-loanapplication)
- [2026-22571 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-11-05/pdf/2026-22571.pdf)

## Related
- [Previous: 2026-22570, 60-Day Notice of Proposed Information Collection: Public Housing Agency Board R…](https://policyrisk.com/federal-register/2026-22570)
- [Next: 2026-22572, Procurement List; Proposed Deletions](https://policyrisk.com/federal-register/2026-22572)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2026-22571 (as of 2026-11-06).