# 2026-22693: FEMA Increases Maximum Disaster Assistance After Annual Inflation Adjustment

2026-22693, Notice of Maximum Amount of Assistance Under the Individuals and Households Program, is a Federal Register notice from Homeland Security Department, Federal Emergency Management Agency published 2026-11-06, effective 2026-10-01; PRIA reads it as touching household money (as of 2026-11-06).

- Canonical: https://policyrisk.com/federal-register/2026-22693
- As of: 2026-11-06
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2026-22693
- Title: Notice of Maximum Amount of Assistance Under the Individuals and Households Program
- Type: Notice
- Agencies: Homeland Security Department; Federal Emergency Management Agency
- Citation: 91 FR 70094
- Published: 2026-11-06
- Effective: 2026-10-01
- Comments close: not stated
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-11-06

## In one line

FEMA Increases Maximum Disaster Assistance After Annual Inflation Adjustment

## Summary

Starting October 1, 2026, FEMA is raising the maximum help you can get after a disaster to $46,400 for housing and $46,400 for other needs. This boost helps folks affected by emergencies or major disasters declared on or after that date, reflecting a 3.4% rise in living costs. So, if disaster strikes, you can count on a bit more financial support to get back on your feet!

## Abstract

FEMA gives notice of the maximum amount for assistance under the Individuals and Households Program for emergencies and major disasters declared on or after October 1, 2026.

## Effects PRIA read

- Higher FEMA IHP Caps: $46,400 Each: benefit, high. If you are affected by an emergency or major disaster declared on or after October 1, 2026, FEMA’s Individuals and Households Program (IHP) maximum payment is $46,400 for housing assistance and $46,400 for other needs assistance for a single disaster. The increase is based on a 3.4% rise in the Con…
- Group Flood Insurance Coverage Increased: benefit, medium. For Group Flood Insurance Policies (GFIPs) issued, the maximum available coverage is increased in line with the IHP adjustment for emergencies and major disasters declared on or after October 1, 2026. The change follows the 3.4% Consumer Price Index increase for the 12-month period ending August 20…

## Related documents

- [2026-22696](https://policyrisk.com/federal-register/2026-22696): Notice of Adjustment of Disaster Grant Amounts, 2026-11-06
- [2026-22692](https://policyrisk.com/federal-register/2026-22692): Notice of Award Amount Adjustment for Serious Needs Assistance, 2026-11-06
- [2026-22697](https://policyrisk.com/federal-register/2026-22697): Notice of Adjustment of Minimum Project Worksheet Amount, 2026-11-06
- [2026-22694](https://policyrisk.com/federal-register/2026-22694): Notice of Adjustment of Statewide Per Capita Impact Indicator, 2026-11-06
- [2026-22371](https://policyrisk.com/federal-register/2026-22371): Notices of Emergency and Major Disaster Declarations and Related Amendments, 2026-11-03
- [2026-21941](https://policyrisk.com/federal-register/2026-21941): Agency Information Collection Activities: Submission for OMB Review, Comment Request; Application for Participation in the National Flood I…, 2026-10-28

## Sources
- [2026-22693 on federalregister.gov](https://www.federalregister.gov/documents/2026/11/06/2026-22693/notice-of-maximum-amount-of-assistance-under-the-individuals-and-households-program)
- [2026-22693 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-11-06/pdf/2026-22693.pdf)

## Related
- [Previous: 2026-22692, Notice of Award Amount Adjustment for Serious Needs Assistance](https://policyrisk.com/federal-register/2026-22692)
- [Next: 2026-22694, Notice of Adjustment of Statewide Per Capita Impact Indicator](https://policyrisk.com/federal-register/2026-22694)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2026-22693 (as of 2026-11-06).