# 2026-23016: Texas Disaster Loans Open After Storms, Tornadoes, and Flooding

2026-23016, Presidential Declaration of a Major Disaster for the State of Texas, is a Federal Register notice from Small Business Administration published 2026-11-12, effective 2026-11-06; PRIA reads it as touching household money (as of 2026-11-12).

- Canonical: https://policyrisk.com/federal-register/2026-23016
- As of: 2026-11-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2026-23016
- Title: Presidential Declaration of a Major Disaster for the State of Texas
- Type: Notice
- Agencies: Small Business Administration
- Citation: 91 FR 72941
- Published: 2026-11-12
- Effective: 2026-11-06
- Comments close: not stated
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: none
- Last updated: 2026-11-12

## In one line

Texas Disaster Loans Open After Storms, Tornadoes, and Flooding

## Summary

Texas faced a major disaster from severe storms, tornadoes, and flooding between July 12 and August 4, 2026. The President declared disaster aid available, letting affected residents and businesses apply for loans to recover. Physical damage loan applications are due by December 29, 2026, and economic injury loans by July 30, 2027, helping Texans bounce back with financial support.

## Abstract

This is a correction to the notice of the Presidential declaration of a major disaster for the State of Texas (FEMA-4935-DR), dated October 30, 2026. Incident: Severe Storms, Straight-line Winds, Tornadoes, and Flooding.

## Effects PRIA read

- SBA Physical Disaster Loans Available: benefit, high. If you suffered physical damage in the listed primary Texas counties from the July 12, 2026 through August 4, 2026 disaster, you can apply for SBA physical disaster loans by December 29, 2026. Interest rates listed include 5.750% for homeowners with credit available elsewhere, 2.875% for homeowners…
- Economic Injury (EIDL) Loans for Businesses and Nonprofits: benefit, high. Businesses, small agricultural cooperatives, and private non-profits in the listed primary counties (and in listed contiguous counties for EIDL only) can apply for Economic Injury Disaster Loans through July 30, 2027. The interest rates shown include 4.000% for businesses and small agricultural coo…

## Related documents

- [2025-12584](https://policyrisk.com/federal-register/2025-12584): Small Business Investment Company (SBIC) Regulatory Amendments, 2025-07-07
- [2025-10156](https://policyrisk.com/federal-register/2025-10156): HUBZone Program Updates and Clarifications, and Clarifications to Other Small Business Programs; Correction, 2025-06-04
- [2025-02741](https://policyrisk.com/federal-register/2025-02741): HUBZone Program Updates and Clarifications, and Clarifications to Other Small Business Programs; Correction, 2025-02-18
- [2026-23014](https://policyrisk.com/federal-register/2026-23014): Presidential Declaration Amendment of a Major Disaster for the Pueblo of Zuni, 2026-11-12
- [2026-22470](https://policyrisk.com/federal-register/2026-22470): Presidential Declaration of a Major Disaster for Public Assistance Only for the State of Florida, 2026-11-04
- [2026-22469](https://policyrisk.com/federal-register/2026-22469): Presidential Declaration of a Major Disaster for the State of Texas, 2026-11-04

## Sources
- [2026-23016 on federalregister.gov](https://www.federalregister.gov/documents/2026/11/12/2026-23016/presidential-declaration-of-a-major-disaster-for-the-state-of-texas)
- [2026-23016 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-11-12/pdf/2026-23016.pdf)

## Related
- [Previous: 2026-23015, Mozza Foods, Inc.: Availability of a Petition for a Determination of Nonregulat…](https://policyrisk.com/federal-register/2026-23015)
- [Next: 2026-23018, Records Management; General Records Schedule (GRS)](https://policyrisk.com/federal-register/2026-23018)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2026-23016 (as of 2026-11-12).