# 2026-23060: Federal Reserve Updates Asset Threshold for Bank Stockholder Dividends

2026-23060, Federal Reserve Bank Capital Stock, is a Federal Register rule from Federal Reserve System published 2026-11-12, effective 2026-12-14; PRIA reads it as touching household money (as of 2026-11-12).

- Canonical: https://policyrisk.com/federal-register/2026-23060
- As of: 2026-11-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Document number: 2026-23060
- Title: Federal Reserve Bank Capital Stock
- Type: Rule
- Agencies: Federal Reserve System
- Citation: 91 FR 72769
- Published: 2026-11-12
- Effective: 2026-12-14
- Comments close: not stated
- Significant: no
- Touches household money: yes
- Regulation identifier numbers: 7100-AH33
- Last updated: 2026-11-12

## In one line

Federal Reserve Updates Asset Threshold for Bank Stockholder Dividends

## Summary

The Federal Reserve is updating the asset threshold that decides how much dividend bank stockholders get. Starting January 1, 2027, if a bank has more than $13.7 billion in assets, it gets a different dividend rate than smaller banks. This change reflects inflation and keeps things fair for all Reserve Bank stockholders.

## Abstract

The Board of Governors (Board) is publishing a final rule that applies an inflation adjustment to the threshold for total consolidated assets in Regulation I. Federal Reserve Bank (Reserve Bank) stockholders that have total consolidated assets above the threshold receive a different dividend rate on their Reserve Bank stock than stockholders with total consolidated assets at or below the threshold. The Federal Reserve Act requires that the Board annually adjust the total consolidated asset threshold to reflect the change in the Gross Domestic Product Price Index, published by the Bureau of Economic Analysis (BEA). Based on the change in the Gross Domestic Product Price Index as of September 30, 2026, the total consolidated asset threshold will be $13,712,000,000 through December 31, 2027.

## Effects PRIA read

- Asset threshold set at $13.712B for dividends: benefit, low. Starting January 1, 2027, the Regulation I total consolidated asset threshold is $13,712,000,000 (this amount will apply through December 31, 2027). Reserve Bank stockholders at or below that threshold receive a six percent dividend on paid-in capital stock, while stockholders above the threshold r…

## Related documents

- [2026-08298](https://policyrisk.com/federal-register/2026-08298): Regulatory Capital Rule: Community Bank Leverage Ratio Framework, 2026-04-29
- [2026-05960](https://policyrisk.com/federal-register/2026-05960): Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets, 2026-03-27
- [2025-21625](https://policyrisk.com/federal-register/2025-21625): Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework, 2025-12-01
- [2025-21626](https://policyrisk.com/federal-register/2025-21626): Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank H…, 2025-12-01
- [2025-12787](https://policyrisk.com/federal-register/2025-12787): Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank H…, 2025-07-10
- [2026-22827](https://policyrisk.com/federal-register/2026-22827): Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company, 2026-11-09

## Sources
- [2026-23060 on federalregister.gov](https://www.federalregister.gov/documents/2026/11/12/2026-23060/federal-reserve-bank-capital-stock)
- [2026-23060 as published (PDF)](https://www.govinfo.gov/content/pkg/FR-2026-11-12/pdf/2026-23060.pdf)

## Related
- [Previous: 2026-23053, Mining of Pillars](https://policyrisk.com/federal-register/2026-23053)
- [Next: 2026-23072, Standard Instrument Approach Procedures, and Takeoff Minimums and Obstacle Depa…](https://policyrisk.com/federal-register/2026-23072)
- [All Federal Register documents](https://policyrisk.com/federal-register)

Source: PRIA, https://policyrisk.com/federal-register/2026-23060 (as of 2026-11-12).