# 114-hr-1553: Small Bank Exam Cycle Reform Act of 2015

114-hr-1553, Small Bank Exam Cycle Reform Act of 2015, is a 114th Congress bill sponsored by Rep. Tipton, Scott R. [R-CO-3] (R-CO); status Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-1553
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-1553
- Congress: 114
- Title: Small Bank Exam Cycle Reform Act of 2015
- Status: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced: 2015-03-23
- Sponsor: Rep. Tipton, Scott R. [R-CO-3] (R-CO)
- Cosponsors: 19
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Small Bank Exam Cycle Reform Act of 2015 This bill amends the Federal Deposit Insurance Act to increase from $500 million to $1 billion the asset size of small insured depository institutions eligible for 18-month on-site examination cycles. Such an institution is also qualified for the 18-month cycle if its total assets are at most $200 million (currently $100 million) and the most recent examination found its composite condition to be good rather than outstanding. A federal banking agency is granted discretion to increase this assets ceiling amount from $200 million to $1 billion (currently from $100 million to $500 million) if that greater asset size would be consistent with the principles of safety and soundness.

## Cosponsors (19)

- WM. CLAY (D-MO), 2015-03-23T00:00:00.000Z
- Rep. Barr, Andy [R-KY-6] (R-KY), 2015-03-23T00:00:00.000Z
- Rep. Blum, Rod [R-IA-1] (R-IA), 2015-03-26T00:00:00.000Z
- Rep. Neugebauer, Randy [R-TX-19] (R-TX), 2015-03-26T00:00:00.000Z
- RUBEN HINOJOSA (D-TX), 2015-06-10T00:00:00.000Z
- Rep. Carney, John C., Jr. [D-DE-At Large] (D-DE), 2015-06-11T00:00:00.000Z
- Rep. Sinema, Kyrsten [D-AZ-9] (D-AZ), 2015-06-11T00:00:00.000Z
- Rep. Emmer, Tom [R-MN-6] (R-MN), 2015-06-11T00:00:00.000Z
- Rep. Rothfus, Keith J. [R-PA-12] (R-PA), 2015-07-09T00:00:00.000Z
- PETER KING (R-NY), 2015-07-15T00:00:00.000Z
- Rep. Murphy, Patrick [D-FL-18] (D-FL), 2015-07-23T00:00:00.000Z
- Rep. Perlmutter, Ed [D-CO-7] (D-CO), 2015-07-23T00:00:00.000Z
- WALTER JONES (R-NC), 2015-07-23T00:00:00.000Z
- Rep. Gosar, Paul A. [R-AZ-9] (R-AZ), 2015-07-28T00:00:00.000Z
- Rep. Pittenger, Robert [R-NC-9] (R-NC), 2015-07-28T00:00:00.000Z
- Rep. Hultgren, Randy [R-IL-14] (R-IL), 2015-07-28T00:00:00.000Z
- Rep. Kaptur, Marcy [D-OH-9] (D-OH), 2015-09-18T00:00:00.000Z
- Rep. Heck, Denny [D-WA-10] (D-WA), 2015-09-18T00:00:00.000Z
- Rep. Hartzler, Vicky [R-MO-4] (R-MO), 2015-09-18T00:00:00.000Z

## Related bills

- 114-hr-2992: Merchant Marine of World War II Congressional Gold Medal Act
- 114-hr-3929: Office of Strategic Services Congressional Gold Medal Act
- 114-hr-985: Concrete Masonry Products Research, Education, and Promotion Act of 2015
- 114-hr-2903: Craft Beverage Modernization and Tax Reform Act of 2015
- 114-hr-893: Boys Town Centennial Commemorative Coin Act
- 114-hr-2726: Apollo 11 50th Anniversary Commemorative Coin Act

## Sources
- [114-hr-1553 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/1553)

## Related
- [114-hr-2992: Merchant Marine of World War II Congressional Gold Medal Act](https://policyrisk.com/legislation/114-hr-2992)
- [114-hr-3929: Office of Strategic Services Congressional Gold Medal Act](https://policyrisk.com/legislation/114-hr-3929)
- [114-hr-985: Concrete Masonry Products Research, Education, and Promotion Act of 2015](https://policyrisk.com/legislation/114-hr-985)
- [114-hr-2903: Craft Beverage Modernization and Tax Reform Act of 2015](https://policyrisk.com/legislation/114-hr-2903)
- [114-hr-893: Boys Town Centennial Commemorative Coin Act](https://policyrisk.com/legislation/114-hr-893)
- [114-hr-2726: Apollo 11 50th Anniversary Commemorative Coin Act](https://policyrisk.com/legislation/114-hr-2726)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-1553 (as of 2025-11-18).