# 114-hr-2213: To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.

114-hr-2213, To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes., is a 114th Congress bill sponsored by Rep. Pearce, Stevan [R-NM-2] (R-NM); status Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-2213
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-2213
- Congress: 114
- Title: To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.
- Status: Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
- Introduced: 2015-05-01
- Sponsor: Rep. Pearce, Stevan [R-NM-2] (R-NM)
- Cosponsors: 44
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

This bill prohibits until January 1, 2016, enforcement against any person of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974, the Truth in Lending Act, and regulations issued under such Acts. No suit may be filed against any person for a violation of such requirements occurring before that date, as long as the person has made a good faith effort to comply with them.

## Cosponsors (44)

- Rep. Sherman, Brad [D-CA-32] (D-CA), 2015-05-01T00:00:00.000Z
- Rep. Stivers, Steve [R-OH-15] (R-OH), 2015-05-12T00:00:00.000Z
- Rep. Ross, Dennis A. [R-FL-15] (R-FL), 2015-05-12T00:00:00.000Z
- Rep. Williams, Roger [R-TX-25] (R-TX), 2015-05-12T00:00:00.000Z
- Rep. Mulvaney, Mick [R-SC-5] (R-SC), 2015-05-12T00:00:00.000Z
- Rep. Hill, J. French [R-AR-2] (R-AR), 2015-05-15T00:00:00.000Z
- Rep. Tipton, Scott R. [R-CO-3] (R-CO), 2015-05-15T00:00:00.000Z
- Rep. Barr, Andy [R-KY-6] (R-KY), 2015-05-15T00:00:00.000Z
- Rep. Fincher, Stephen Lee [R-TN-8] (R-TN), 2015-05-15T00:00:00.000Z
- PETER KING (R-NY), 2015-05-15T00:00:00.000Z
- Rep. Westmoreland, Lynn A. [R-GA-3] (R-GA), 2015-05-15T00:00:00.000Z
- Rep. Rothfus, Keith J. [R-PA-12] (R-PA), 2015-05-15T00:00:00.000Z
- Rep. Posey, Bill [R-FL-8] (R-FL), 2015-05-20T00:00:00.000Z
- Rep. Moore, Gwen [D-WI-4] (D-WI), 2015-05-20T00:00:00.000Z
- Rep. Walker, Mark [R-NC-6] (R-NC), 2015-05-20T00:00:00.000Z
- Rep. Abraham, Ralph Lee [R-LA-5] (R-LA), 2015-05-20T00:00:00.000Z
- Rep. Schweikert, David [R-AZ-1] (R-AZ), 2015-05-20T00:00:00.000Z
- Rep. Blum, Rod [R-IA-1] (R-IA), 2015-05-20T00:00:00.000Z
- Rep. Trott, David A. [R-MI-11] (R-MI), 2015-05-20T00:00:00.000Z
- PATRICK TIBERI (R-OH), 2015-05-20T00:00:00.000Z
- Rep. Westerman, Bruce [R-AR-4] (R-AR), 2015-05-20T00:00:00.000Z
- Rep. Crawford, Eric A. "Rick" [R-AR-1] (R-AR), 2015-05-20T00:00:00.000Z
- Rep. Perry, Scott [R-PA-10] (R-PA), 2015-05-20T00:00:00.000Z
- Rep. Wilson, Joe [R-SC-2] (R-SC), 2015-05-20T00:00:00.000Z
- Rep. Bishop, Mike [R-MI-8] (R-MI), 2015-05-20T00:00:00.000Z
- Rep. Conaway, K. Michael [R-TX-11] (R-TX), 2015-05-21T00:00:00.000Z
- Rep. Stutzman, Marlin A. [R-IN-3] (R-IN), 2015-05-21T00:00:00.000Z
- Rep. Jenkins, Lynn [R-KS-2] (R-KS), 2015-05-21T00:00:00.000Z
- Rep. Womack, Steve [R-AR-3] (R-AR), 2015-06-02T00:00:00.000Z
- Rep. Messer, Luke [R-IN-6] (R-IN), 2015-06-02T00:00:00.000Z
- Rep. Rokita, Todd [R-IN-4] (R-IN), 2015-06-02T00:00:00.000Z
- Rep. Neugebauer, Randy [R-TX-19] (R-TX), 2015-06-15T00:00:00.000Z
- Rep. Carter, John R. [R-TX-31] (R-TX), 2015-06-15T00:00:00.000Z
- Rep. Young, Don [R-AK-At Large] (R-AK), 2015-06-15T00:00:00.000Z
- Rep. Hudson, Richard [R-NC-9] (R-NC), 2015-06-15T00:00:00.000Z
- Rep. Turner, Michael R. [R-OH-10] (R-OH), 2015-06-15T00:00:00.000Z
- Rep. Costello, Ryan A. [R-PA-6] (R-PA), 2015-06-15T00:00:00.000Z
- Rep. Guinta, Frank C. [R-NH-1] (R-NH), 2015-06-15T00:00:00.000Z
- Rep. Meadows, Mark [R-NC-11] (R-NC), 2015-07-10T00:00:00.000Z
- Rep. Pittenger, Robert [R-NC-9] (R-NC), 2015-07-10T00:00:00.000Z
- WALTER JONES (R-NC), 2015-07-10T00:00:00.000Z
- Rep. Forbes, J. Randy [R-VA-4] (R-VA), 2015-07-10T00:00:00.000Z
- Rep. Noem, Kristi L. [R-SD-At Large] (R-SD), 2015-07-22T00:00:00.000Z
- Rep. Rouzer, David [R-NC-7] (R-NC), 2015-07-22T00:00:00.000Z

## Related bills

- 114-hr-1190: Protecting Seniors' Access to Medicare Act of 2015
- 114-hr-160: Protect Medical Innovation Act of 2015
- 114-hr-3929: Office of Strategic Services Congressional Gold Medal Act
- 114-hr-1475: Korean War Veterans Memorial Wall of Remembrance Act
- 114-hr-24: Federal Reserve Transparency Act of 2015
- 114-hr-4773: Protecting Workplace Advancement and Opportunity Act

## Sources
- [114-hr-2213 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/2213)

## Related
- [114-hr-1190: Protecting Seniors' Access to Medicare Act of 2015](https://policyrisk.com/legislation/114-hr-1190)
- [114-hr-160: Protect Medical Innovation Act of 2015](https://policyrisk.com/legislation/114-hr-160)
- [114-hr-3929: Office of Strategic Services Congressional Gold Medal Act](https://policyrisk.com/legislation/114-hr-3929)
- [114-hr-1475: Korean War Veterans Memorial Wall of Remembrance Act](https://policyrisk.com/legislation/114-hr-1475)
- [114-hr-24: Federal Reserve Transparency Act of 2015](https://policyrisk.com/legislation/114-hr-24)
- [114-hr-4773: Protecting Workplace Advancement and Opportunity Act](https://policyrisk.com/legislation/114-hr-4773)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-2213 (as of 2025-11-18).