# 114-hr-2918: Flood Insurance Fairness Act of 2015

114-hr-2918, Flood Insurance Fairness Act of 2015, is a 114th Congress bill sponsored by Rep. Curbelo, Carlos [R-FL-26] (R-FL); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-2918
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-2918
- Congress: 114
- Title: Flood Insurance Fairness Act of 2015
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2015-06-25
- Sponsor: Rep. Curbelo, Carlos [R-FL-26] (R-FL)
- Cosponsors: 7
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Flood Insurance Fairness Act of 2015 Amends the National Flood Insurance Act of 1968 to repeal provisions that prohibit the Federal Emergency Management Agency (FEMA) from estimating subsidized risk premium rates for flood insurance coverage on: (1) residential property which is not the primary residence of an individual, and (2) any business property. Qualifies those properties for such rates. Requires FEMA, when developing guidance and rate tables necessary to implement this Act, to consult with Write Your Own companies, which are participating property and casualty insurance companies that write and service standard flood insurance policies in cooperation with FEMA. Directs Write Your Own companies to implement the changes required by the final guidance and rate tables within six to eight months after their issuance.

## Cosponsors (7)

- Rep. Frankel, Lois [D-FL-22] (D-FL), 2015-07-10T00:00:00.000Z
- Rep. MacArthur, Thomas [R-NJ-3] (R-NJ), 2015-07-14T00:00:00.000Z
- Rep. Jolly, David W. [R-FL-13] (R-FL), 2015-09-18T00:00:00.000Z
- Rep. Castor, Kathy [D-FL-14] (D-FL), 2015-09-24T00:00:00.000Z
- Rep. Hastings, Alcee L. [D-FL-20] (D-FL), 2015-10-07T00:00:00.000Z
- Rep. Wilson, Frederica S. [D-FL-24] (D-FL), 2015-10-20T00:00:00.000Z
- Rep. Murphy, Patrick [D-FL-18] (D-FL), 2015-06-25T00:00:00.000Z

## Related bills

- 114-hr-4592: Naismith Memorial Basketball Hall of Fame Commemorative Coin Act
- 114-hr-3268: PAST Act
- 114-hr-3119: Palliative Care and Hospice Education and Training Act
- 114-hr-1786: James Zadroga 9/11 Health and Compensation Reauthorization Act
- 114-hr-1684: Foreign Spill Protection Act of 2016
- 114-hr-5292: Air Traffic Controller Hiring Improvement Act of 2016

## Sources
- [114-hr-2918 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/2918)

## Related
- [114-hr-4592: Naismith Memorial Basketball Hall of Fame Commemorative Coin Act](https://policyrisk.com/legislation/114-hr-4592)
- [114-hr-3268: PAST Act](https://policyrisk.com/legislation/114-hr-3268)
- [114-hr-3119: Palliative Care and Hospice Education and Training Act](https://policyrisk.com/legislation/114-hr-3119)
- [114-hr-1786: James Zadroga 9/11 Health and Compensation Reauthorization Act](https://policyrisk.com/legislation/114-hr-1786)
- [114-hr-1684: Foreign Spill Protection Act of 2016](https://policyrisk.com/legislation/114-hr-1684)
- [114-hr-5292: Air Traffic Controller Hiring Improvement Act of 2016](https://policyrisk.com/legislation/114-hr-5292)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-2918 (as of 2025-11-18).