# 114-hr-2987: Community Bank Capital Clarification Act

114-hr-2987, Community Bank Capital Clarification Act, is a 114th Congress bill sponsored by Rep. Meeks, Gregory W. [D-NY-5] (D-NY); status Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-2987
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-2987
- Congress: 114
- Title: Community Bank Capital Clarification Act
- Status: Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
- Introduced: 2015-07-08
- Sponsor: Rep. Meeks, Gregory W. [D-NY-5] (D-NY)
- Cosponsors: 41
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Community Bank Capital Clarification Act This bill amends the Financial Stability Act of 2010 with respect to: minimum leverage capital requirements and minimum risk-based capital requirements for depository institution holding companies; mandatory deductions from actual capital in the calculation of such minimum capital requirements for certain investments by such institutions, especially in financial subsidiaries; and the exemption from such capital deductions for the debt or equity instruments issued by certain smaller institutions. A depository institution holding company exempted from capital deductions because it had less than $15 billion of total consolidated assets at the end of a quarterly financial reporting period after December 31, 2009, shall continue to be treated as an exempt institution as long it has total consolidated assets of less than $15 billion.

## Cosponsors (41)

- Rep. Collins, Chris [R-NY-27] (R-NY), 2015-10-06T00:00:00.000Z
- Rep. Fudge, Marcia L. [D-OH-11] (D-OH), 2015-10-20T00:00:00.000Z
- Rep. Gibson, Christopher P. [R-NY-19] (R-NY), 2015-10-20T00:00:00.000Z
- Rep. Maloney, Sean Patrick [D-NY-18] (D-NY), 2015-10-20T00:00:00.000Z
- Rep. Perlmutter, Ed [D-CO-7] (D-CO), 2015-10-20T00:00:00.000Z
- Rep. Sewell, Terri A. [D-AL-7] (D-AL), 2015-10-20T00:00:00.000Z
- PETER KING (R-NY), 2015-07-08T00:00:00.000Z
- Rep. Maloney, Carolyn B. [D-NY-12] (D-NY), 2015-07-08T00:00:00.000Z
- Rep. Luetkemeyer, Blaine [R-MO-3] (R-MO), 2015-07-08T00:00:00.000Z
- Rep. Beatty, Joyce [D-OH-3] (D-OH), 2015-07-14T00:00:00.000Z
- Rep. Barr, Andy [R-KY-6] (R-KY), 2015-07-14T00:00:00.000Z
- Rep. Vargas, Juan [D-CA-52] (D-CA), 2015-07-20T00:00:00.000Z
- Rep. Sinema, Kyrsten [D-AZ-9] (D-AZ), 2015-07-20T00:00:00.000Z
- Rep. Wagner, Ann [R-MO-2] (R-MO), 2015-07-22T00:00:00.000Z
- Rep. Lucas, Frank D. [R-OK-3] (R-OK), 2015-07-22T00:00:00.000Z
- Rep. Ross, Dennis A. [R-FL-15] (R-FL), 2015-07-29T00:00:00.000Z
- Rep. Mulvaney, Mick [R-SC-5] (R-SC), 2015-07-29T00:00:00.000Z
- Rep. Pittenger, Robert [R-NC-9] (R-NC), 2015-07-29T00:00:00.000Z
- Rep. Delaney, John K. [D-MD-6] (D-MD), 2015-07-29T00:00:00.000Z
- MICHAEL CAPUANO (D-MA), 2015-07-29T00:00:00.000Z
- Rep. Murphy, Patrick [D-FL-18] (D-FL), 2015-07-29T00:00:00.000Z
- Rep. Rothfus, Keith J. [R-PA-12] (R-PA), 2015-07-29T00:00:00.000Z
- Rep. Messer, Luke [R-IN-6] (R-IN), 2015-09-28T00:00:00.000Z
- Rep. Sherman, Brad [D-CA-32] (D-CA), 2015-09-28T00:00:00.000Z
- Rep. Emmer, Tom [R-MN-6] (R-MN), 2015-09-28T00:00:00.000Z
- Rep. Katko, John [R-NY-24] (R-NY), 2015-09-28T00:00:00.000Z
- Rep. Williams, Roger [R-TX-25] (R-TX), 2015-09-28T00:00:00.000Z
- Rep. Dold, Robert J. [R-IL-10] (R-IL), 2015-09-28T00:00:00.000Z
- WM. CLAY (D-MO), 2015-09-28T00:00:00.000Z
- Rep. Heck, Denny [D-WA-10] (D-WA), 2015-09-28T00:00:00.000Z
- JOSEPH CROWLEY (D-NY), 2015-09-28T00:00:00.000Z
- Rep. Stefanik, Elise M. [R-NY-21] (R-NY), 2015-09-28T00:00:00.000Z
- Rep. Stivers, Steve [R-OH-15] (R-OH), 2015-09-28T00:00:00.000Z
- RUBEN HINOJOSA (D-TX), 2015-09-28T00:00:00.000Z
- Rep. Ellison, Keith [D-MN-5] (D-MN), 2015-09-28T00:00:00.000Z
- Rep. Donovan, Daniel M., Jr. [R-NY-11] (R-NY), 2015-09-28T00:00:00.000Z
- STEVE ISRAEL (D-NY), 2015-09-28T00:00:00.000Z
- NITA LOWEY (D-NY), 2015-10-06T00:00:00.000Z
- Rep. Moore, Gwen [D-WI-4] (D-WI), 2015-10-06T00:00:00.000Z
- Rep. Kaptur, Marcy [D-OH-9] (D-OH), 2015-10-06T00:00:00.000Z
- Rep. Pearce, Stevan [R-NM-2] (R-NM), 2015-10-06T00:00:00.000Z

## Related bills

- 114-hr-1786: James Zadroga 9/11 Health and Compensation Reauthorization Act
- 114-hr-5621: To posthumously award a Congressional Gold Medal to Lawrence Eugene "Larry" Doby in recognition of his achievements and contributions to American major league…
- 114-hr-3929: Office of Strategic Services Congressional Gold Medal Act
- 114-hr-2992: Merchant Marine of World War II Congressional Gold Medal Act
- 114-hr-2737: Filipino Veterans of World War II Congressional Gold Medal Act of 2015
- 114-hr-2722: Breast Cancer Awareness Commemorative Coin Act

## Sources
- [114-hr-2987 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/2987)

## Related
- [114-hr-1786: James Zadroga 9/11 Health and Compensation Reauthorization Act](https://policyrisk.com/legislation/114-hr-1786)
- [114-hr-5621: To posthumously award a Congressional Gold Medal to Lawrence Eugene "Larry" Dob…](https://policyrisk.com/legislation/114-hr-5621)
- [114-hr-3929: Office of Strategic Services Congressional Gold Medal Act](https://policyrisk.com/legislation/114-hr-3929)
- [114-hr-2992: Merchant Marine of World War II Congressional Gold Medal Act](https://policyrisk.com/legislation/114-hr-2992)
- [114-hr-2737: Filipino Veterans of World War II Congressional Gold Medal Act of 2015](https://policyrisk.com/legislation/114-hr-2737)
- [114-hr-2722: Breast Cancer Awareness Commemorative Coin Act](https://policyrisk.com/legislation/114-hr-2722)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-2987 (as of 2025-11-18).