# 114-hr-3035: Credit Access and Inclusion Act of 2015

114-hr-3035, Credit Access and Inclusion Act of 2015, is a 114th Congress bill sponsored by Rep. Ellison, Keith [D-MN-5] (D-MN); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-3035
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-3035
- Congress: 114
- Title: Credit Access and Inclusion Act of 2015
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2015-07-13
- Sponsor: Rep. Ellison, Keith [D-MN-5] (D-MN)
- Cosponsors: 16
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Credit Access and Inclusion Act of 2015 This bill amends the Fair Credit Reporting Act to authorize a person or the Department of Housing and Urban Development (HUD) to furnish to a consumer reporting agency information relating to the performance of a consumer in making payments: (1) under a lease agreement for a dwelling, including a lease in which HUD provides subsidized payments; or (2) pursuant to a contract for a utility or telecommunications service. Information about a consumer's usage of any utility or telecommunications services may be furnished to a consumer reporting agency only to the extent that such information relates to payment by the consumer for such services or other terms of the provision of such services, including any deposit, discount, or conditions for interruption or termination of service. An energy utility firm may not report payment information to a consumer reporting agency with respect to an outstanding balance of a consumer as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of such plan.

## Cosponsors (16)

- Rep. Fitzpatrick, Michael G. [R-PA-8] (R-PA), 2015-07-13T00:00:00.000Z
- Rep. Green, Al [D-TX-9] (D-TX), 2015-07-13T00:00:00.000Z
- Rep. Pittenger, Robert [R-NC-9] (R-NC), 2015-07-13T00:00:00.000Z
- Rep. Moore, Gwen [D-WI-4] (D-WI), 2015-07-13T00:00:00.000Z
- Rep. Renacci, James B. [R-OH-16] (R-OH), 2015-07-13T00:00:00.000Z
- Rep. Carney, John C., Jr. [D-DE-At Large] (D-DE), 2015-07-13T00:00:00.000Z
- Rep. Mulvaney, Mick [R-SC-5] (R-SC), 2015-07-13T00:00:00.000Z
- RUBEN HINOJOSA (D-TX), 2015-07-13T00:00:00.000Z
- WALTER JONES (R-NC), 2015-07-13T00:00:00.000Z
- Rep. Rush, Bobby L. [D-IL-1] (D-IL), 2015-07-13T00:00:00.000Z
- Rep. Schweikert, David [R-AZ-1] (R-AZ), 2015-07-13T00:00:00.000Z
- Rep. Grijalva, Raúl M. [D-AZ-7] (D-AZ), 2015-07-13T00:00:00.000Z
- Rep. McNerney, Jerry [D-CA-9] (D-CA), 2015-07-13T00:00:00.000Z
- Rep. Himes, James A. [D-CT-4] (D-CT), 2015-07-21T00:00:00.000Z
- Rep. Duffy, Sean P. [R-WI-7] (R-WI), 2015-09-08T00:00:00.000Z
- Rep. Blumenauer, Earl [D-OR-3] (D-OR), 2015-10-26T00:00:00.000Z

## Related bills

- 114-hr-4172: Credit Access and Inclusion Act of 2015
- 114-hr-699: Email Privacy Act
- 114-hr-2737: Filipino Veterans of World War II Congressional Gold Medal Act of 2015
- 114-hr-3381: Childhood Cancer STAR Act
- 114-hr-2726: Apollo 11 50th Anniversary Commemorative Coin Act
- 114-hr-2722: Breast Cancer Awareness Commemorative Coin Act

## Sources
- [114-hr-3035 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/3035)

## Related
- [114-hr-4172: Credit Access and Inclusion Act of 2015](https://policyrisk.com/legislation/114-hr-4172)
- [114-hr-699: Email Privacy Act](https://policyrisk.com/legislation/114-hr-699)
- [114-hr-2737: Filipino Veterans of World War II Congressional Gold Medal Act of 2015](https://policyrisk.com/legislation/114-hr-2737)
- [114-hr-3381: Childhood Cancer STAR Act](https://policyrisk.com/legislation/114-hr-3381)
- [114-hr-2726: Apollo 11 50th Anniversary Commemorative Coin Act](https://policyrisk.com/legislation/114-hr-2726)
- [114-hr-2722: Breast Cancer Awareness Commemorative Coin Act](https://policyrisk.com/legislation/114-hr-2722)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-3035 (as of 2025-11-18).