# 114-hr-3118: To eliminate the Bureau of Consumer Financial Protection by repealing title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act, commonly known as the Consumer Financial Protection Act of 2010.

114-hr-3118, To eliminate the Bureau of Consumer Financial Protection by repealing title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act, commonly known as the Consumer Financial Protection Act of 2010., is a 114th Congress bill sponsored by Rep. Ratcliffe, John [R-TX-4] (R-TX); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-3118
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-3118
- Congress: 114
- Title: To eliminate the Bureau of Consumer Financial Protection by repealing title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act, commonly known as the Consumer Financial Protection Act of 2010.
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2015-07-20
- Sponsor: Rep. Ratcliffe, John [R-TX-4] (R-TX)
- Cosponsors: 65
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

This bill repeals the Consumer Financial Protection Act of 2010, which established the Consumer Financial Protection Bureau. The bill revives or restores the provisions of law amended by such Act as if it had not been enacted.

## Cosponsors (65)

- Sen. Cramer, Kevin [R-ND] (R-ND), 2015-07-20T00:00:00.000Z
- Rep. Weber, Randy K. Sr. [R-TX-14] (R-TX), 2015-07-20T00:00:00.000Z
- Rep. Jenkins, Lynn [R-KS-2] (R-KS), 2015-07-20T00:00:00.000Z
- Rep. Walorski, Jackie [R-IN-2] (R-IN), 2015-07-20T00:00:00.000Z
- Rep. Duncan, Jeff [R-SC-3] (R-SC), 2015-07-20T00:00:00.000Z
- Rep. Loudermilk, Barry [R-GA-11] (R-GA), 2015-07-20T00:00:00.000Z
- Rep. Allen, Rick W. [R-GA-12] (R-GA), 2015-07-20T00:00:00.000Z
- Rep. Harris, Andy [R-MD-1] (R-MD), 2015-07-20T00:00:00.000Z
- Rep. DeSantis, Ron [R-FL-6] (R-FL), 2015-07-20T00:00:00.000Z
- Rep. Abraham, Ralph Lee [R-LA-5] (R-LA), 2015-07-20T00:00:00.000Z
- Rep. Rouzer, David [R-NC-7] (R-NC), 2015-07-20T00:00:00.000Z
- Rep. Collins, Doug [R-GA-9] (R-GA), 2015-07-20T00:00:00.000Z
- MATT SALMON (R-AZ), 2015-07-20T00:00:00.000Z
- Rep. Trott, David A. [R-MI-11] (R-MI), 2015-07-20T00:00:00.000Z
- Rep. Stewart, Chris [R-UT-2] (R-UT), 2015-07-20T00:00:00.000Z
- Rep. Huelskamp, Tim [R-KS-1] (R-KS), 2015-07-20T00:00:00.000Z
- Rep. Wilson, Joe [R-SC-2] (R-SC), 2015-07-20T00:00:00.000Z
- Rep. McHenry, Patrick T. [R-NC-10] (R-NC), 2015-07-20T00:00:00.000Z
- Rep. Gowdy, Trey [R-SC-4] (R-SC), 2015-07-21T00:00:00.000Z
- Rep. Brat, Dave [R-VA-7] (R-VA), 2015-07-21T00:00:00.000Z
- Sen. Lummis, Cynthia M. [R-WY] (R-WY), 2015-07-22T00:00:00.000Z
- Rep. Grothman, Glenn [R-WI-6] (R-WI), 2015-07-22T00:00:00.000Z
- Rep. Rice, Tom [R-SC-7] (R-SC), 2015-07-22T00:00:00.000Z
- Rep. Miller, Jeff [R-FL-1] (R-FL), 2015-07-22T00:00:00.000Z
- Rep. Blum, Rod [R-IA-1] (R-IA), 2015-07-27T00:00:00.000Z
- Rep. Newhouse, Dan [R-WA-4] (R-WA), 2015-07-27T00:00:00.000Z
- Rep. Russell, Steve [R-OK-5] (R-OK), 2015-07-27T00:00:00.000Z
- Rep. Westerman, Bruce [R-AR-4] (R-AR), 2015-07-29T00:00:00.000Z
- Rep. Franks, Trent [R-AZ-8] (R-AZ), 2015-07-29T00:00:00.000Z
- Rep. Hice, Jody B. [R-GA-10] (R-GA), 2015-07-29T00:00:00.000Z
- Rep. Buck, Ken [R-CO-4] (R-CO), 2015-07-29T00:00:00.000Z
- Rep. Gibbs, Bob [R-OH-7] (R-OH), 2015-07-29T00:00:00.000Z
- Rep. Byrne, Bradley [R-AL-1] (R-AL), 2015-07-29T00:00:00.000Z
- Rep. Chabot, Steve [R-OH-1] (R-OH), 2015-07-29T00:00:00.000Z
- Rep. MacArthur, Thomas [R-NJ-3] (R-NJ), 2015-09-08T00:00:00.000Z
- Rep. Scott, Austin [R-GA-8] (R-GA), 2015-09-11T00:00:00.000Z
- Rep. Carter, Earl L. "Buddy" [R-GA-1] (R-GA), 2015-09-11T00:00:00.000Z
- JOHN CULBERSON (R-TX), 2015-07-20T00:00:00.000Z
- Rep. Bishop, Mike [R-MI-8] (R-MI), 2015-07-20T00:00:00.000Z
- Rep. Young, Don [R-AK-At Large] (R-AK), 2015-07-20T00:00:00.000Z
- Rep. Rokita, Todd [R-IN-4] (R-IN), 2015-07-20T00:00:00.000Z
- Rep. Graves, Garret [R-LA-6] (R-LA), 2015-07-20T00:00:00.000Z
- Rep. Conaway, K. Michael [R-TX-11] (R-TX), 2015-07-20T00:00:00.000Z
- Rep. Chaffetz, Jason [R-UT-3] (R-UT), 2015-07-20T00:00:00.000Z
- Rep. Brady, Kevin [R-TX-8] (R-TX), 2015-07-20T00:00:00.000Z
- Rep. Babin, Brian [R-TX-36] (R-TX), 2015-07-20T00:00:00.000Z
- Rep. Palmer, Gary J. [R-AL-6] (R-AL), 2015-07-20T00:00:00.000Z
- Rep. Hurd, Will [R-TX-23] (R-TX), 2015-07-20T00:00:00.000Z
- Rep. LaMalfa, Doug [R-CA-1] (R-CA), 2015-07-20T00:00:00.000Z
- SAM JOHNSON (R-TX), 2015-07-20T00:00:00.000Z
- Rep. Poe, Ted [R-TX-2] (R-TX), 2015-07-20T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2015-07-20T00:00:00.000Z
- Rep. Olson, Pete [R-TX-22] (R-TX), 2015-07-20T00:00:00.000Z
- Rep. Perry, Scott [R-PA-10] (R-PA), 2015-07-20T00:00:00.000Z
- Rep. Mulvaney, Mick [R-SC-5] (R-SC), 2015-07-20T00:00:00.000Z
- Rep. Sensenbrenner, F. James, Jr. [R-WI-5] (R-WI), 2015-07-20T00:00:00.000Z
- Rep. Hudson, Richard [R-NC-9] (R-NC), 2015-07-20T00:00:00.000Z
- Rep. Walker, Mark [R-NC-6] (R-NC), 2015-07-20T00:00:00.000Z
- LAMAR SMITH (R-TX), 2015-07-20T00:00:00.000Z
- Rep. Farenthold, Blake [R-TX-27] (R-TX), 2015-07-20T00:00:00.000Z
- Rep. Amash, Justin [R-MI-3] (R-MI), 2015-07-20T00:00:00.000Z
- JOHN DUNCAN (R-TN), 2015-07-20T00:00:00.000Z
- Rep. Meadows, Mark [R-NC-11] (R-NC), 2015-07-20T00:00:00.000Z
- Rep. Gohmert, Louie [R-TX-1] (R-TX), 2015-07-20T00:00:00.000Z
- Rep. Flores, Bill [R-TX-17] (R-TX), 2015-07-20T00:00:00.000Z

## Related bills

- 114-hr-160: Protect Medical Innovation Act of 2015
- 114-hr-1190: Protecting Seniors' Access to Medicare Act of 2015
- 114-hr-4773: Protecting Workplace Advancement and Opportunity Act
- 114-hr-24: Federal Reserve Transparency Act of 2015
- 114-hr-2802: First Amendment Defense Act
- 114-hr-699: Email Privacy Act

## Sources
- [114-hr-3118 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/3118)

## Related
- [114-hr-160: Protect Medical Innovation Act of 2015](https://policyrisk.com/legislation/114-hr-160)
- [114-hr-1190: Protecting Seniors' Access to Medicare Act of 2015](https://policyrisk.com/legislation/114-hr-1190)
- [114-hr-4773: Protecting Workplace Advancement and Opportunity Act](https://policyrisk.com/legislation/114-hr-4773)
- [114-hr-24: Federal Reserve Transparency Act of 2015](https://policyrisk.com/legislation/114-hr-24)
- [114-hr-2802: First Amendment Defense Act](https://policyrisk.com/legislation/114-hr-2802)
- [114-hr-699: Email Privacy Act](https://policyrisk.com/legislation/114-hr-699)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-3118 (as of 2025-11-18).