# 114-hr-3203: Vacant Homes Act of 2015

114-hr-3203, Vacant Homes Act of 2015, is a 114th Congress bill sponsored by Rep. Higgins, Brian [D-NY-26] (D-NY); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-3203
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-3203
- Congress: 114
- Title: Vacant Homes Act of 2015
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2015-07-23
- Sponsor: Rep. Higgins, Brian [D-NY-26] (D-NY)
- Cosponsors: 0
- Policy area: Housing and Community Development
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Vacant Homes Act of 2015 This bill provides the mortgage owner of a home in foreclosure who receives notice from the homeowner (or from the homeowner's designee) of a qualified offer to buy the home in a short sale 90 days after receiving the notice to respond to the homeowner and the person who made the offer. The same response time requirement shall apply to the owner of a foreclosed home (or a servicer acting on the owner's behalf) who receives a qualified offer to buy it. A response rejecting an offer shall be sufficient only if, among other things, it makes a counteroffer meeting specified criteria. Aggrieved homeowners or offerors may bring private civil actions for failure to receive a timely and adequate mandatory response. The Consumer Financial Protection Bureau may apply to the U.S. district court for the district in which a home in foreclosure or a foreclosed home is located for an order requiring either the mortgage owner of the home in foreclosure or the owner of the foreclosed home (or a servicer acting on the owner's behalf) to comply with the timely and adequate response requirements of this Act.

## Related bills

- 114-hr-6533: Protect American Democracy Act of 2016
- 114-hr-6431: Promoting Travel, Commerce, and National Security Act of 2016
- 114-hr-6211: Fair Housing for Domestic Violence and Sexual Assault Survivors Act of 2016
- 114-hr-6282: To designate the facility of the United States Postal Service located at 2024 Jerome Avenue, in Bronx, New York, as the "Dr. Roscoe C. Brown, Jr. Post Office B…
- 114-hr-6061: No Lead in School Water Act
- 114-hr-5944: To amend title 49, United States Code, with respect to certain grant assurances, and for other purposes.

## Sources
- [114-hr-3203 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/3203)

## Related
- [114-hr-6533: Protect American Democracy Act of 2016](https://policyrisk.com/legislation/114-hr-6533)
- [114-hr-6431: Promoting Travel, Commerce, and National Security Act of 2016](https://policyrisk.com/legislation/114-hr-6431)
- [114-hr-6211: Fair Housing for Domestic Violence and Sexual Assault Survivors Act of 2016](https://policyrisk.com/legislation/114-hr-6211)
- [114-hr-6282: To designate the facility of the United States Postal Service located at 2024 J…](https://policyrisk.com/legislation/114-hr-6282)
- [114-hr-6061: No Lead in School Water Act](https://policyrisk.com/legislation/114-hr-6061)
- [114-hr-5944: To amend title 49, United States Code, with respect to certain grant assurances…](https://policyrisk.com/legislation/114-hr-5944)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-3203 (as of 2025-11-18).