# 114-hr-4422: POSTAL Act of 2015

114-hr-4422, POSTAL Act of 2015, is a 114th Congress bill sponsored by Rep. Richmond, Cedric L. [D-LA-2] (D-LA); status Referred to the House Committee on Oversight and Government Reform. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-4422
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-4422
- Congress: 114
- Title: POSTAL Act of 2015
- Status: Referred to the House Committee on Oversight and Government Reform.
- Introduced: 2016-02-01
- Sponsor: Rep. Richmond, Cedric L. [D-LA-2] (D-LA)
- Cosponsors: 12
- Policy area: Government Operations and Politics
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Providing Opportunities for Savings, Transactions, and Lending Act of 2015 [sic] or the POSTAL Act of 2015 [sic] This bill expands the specific powers of the U.S. Postal Service (USPS) to include the provision of basic financial services, including: (1) small-dollar loans; (2) checking accounts, interest-bearing savings accounts, and services relating to international money transfers, each of which may be provided by the USPS alone or in partnership with depository institutions and credit unions; (3) other basic financial services as appropriate in the public interest; and (4) the creation of a Postal Card that allows users to engage in such financial services.

## Cosponsors (12)

- Rep. Cartwright, Matt [D-PA-8] (D-PA), 2016-02-01T00:00:00.000Z
- Rep. Kirkpatrick, Ann [D-AZ-1] (D-AZ), 2016-02-01T00:00:00.000Z
- Rep. Grijalva, Raúl M. [D-AZ-7] (D-AZ), 2016-02-01T00:00:00.000Z
- LOUISE SLAUGHTER (D-NY), 2016-02-01T00:00:00.000Z
- Rep. Takano, Mark [D-CA-39] (D-CA), 2016-02-01T00:00:00.000Z
- Rep. Blumenauer, Earl [D-OR-3] (D-OR), 2016-02-01T00:00:00.000Z
- Rep. Ellison, Keith [D-MN-5] (D-MN), 2016-02-01T00:00:00.000Z
- JOHN CONYERS (D-MI), 2016-03-14T00:00:00.000Z
- Rep. Meeks, Gregory W. [D-NY-5] (D-NY), 2016-04-12T00:00:00.000Z
- Rep. Rush, Bobby L. [D-IL-1] (D-IL), 2016-05-10T00:00:00.000Z
- Rep. Wasserman Schultz, Debbie [D-FL-25] (D-FL), 2016-07-05T00:00:00.000Z
- Resident Commissioner Pierluisi, Pedro R. [D-PR-At Large] (D-PR), 2016-07-14T00:00:00.000Z

## Related bills

- 114-hr-5044: Making supplemental appropriations for fiscal year 2016 to respond to Zika virus.
- 114-hr-4592: Naismith Memorial Basketball Hall of Fame Commemorative Coin Act
- 114-hr-3308: Seniors Have Eyes, Ears, and Teeth Act
- 114-hr-3119: Palliative Care and Hospice Education and Training Act
- 114-hr-1786: James Zadroga 9/11 Health and Compensation Reauthorization Act
- 114-hr-1619: Paycheck Fairness Act

## Sources
- [114-hr-4422 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/4422)

## Related
- [114-hr-5044: Making supplemental appropriations for fiscal year 2016 to respond to Zika viru…](https://policyrisk.com/legislation/114-hr-5044)
- [114-hr-4592: Naismith Memorial Basketball Hall of Fame Commemorative Coin Act](https://policyrisk.com/legislation/114-hr-4592)
- [114-hr-3308: Seniors Have Eyes, Ears, and Teeth Act](https://policyrisk.com/legislation/114-hr-3308)
- [114-hr-3119: Palliative Care and Hospice Education and Training Act](https://policyrisk.com/legislation/114-hr-3119)
- [114-hr-1786: James Zadroga 9/11 Health and Compensation Reauthorization Act](https://policyrisk.com/legislation/114-hr-1786)
- [114-hr-1619: Paycheck Fairness Act](https://policyrisk.com/legislation/114-hr-1619)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-4422 (as of 2025-11-18).