# 114-hr-4737: State and Tribal Government Sovereignty Protection Act of 2016

114-hr-4737, State and Tribal Government Sovereignty Protection Act of 2016, is a 114th Congress bill sponsored by Rep. Mulvaney, Mick [R-SC-5] (R-SC); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-4737
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-4737
- Congress: 114
- Title: State and Tribal Government Sovereignty Protection Act of 2016
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2016-03-14
- Sponsor: Rep. Mulvaney, Mick [R-SC-5] (R-SC)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

State and Tribal Government Sovereignty Protection Act of 2016 This bill establishes a moratorium period during which the Consumer Financial Protection Bureau (CFPB) may not issue or enforce any rule or regulation governing payday loans, vehicle title loans, or other similar loans. The Consumer Financial Protection Act of 2010 is amended to prohibit the CFPB from issuing any final rule or regulation to regulate payday loans, vehicle title loans, or other similar loans, unless it first: (1) consults with appropriate state, tribal, and local officials in each jurisdiction that may be affected by the rule; (2) conducts specified studies; and (3) issues a public report regarding study findings. The CPFB shall grant a five-year waiver from such a rule or regulation if a state or federally recognized Indian tribe requests one. The waiver may be renewed at the expiration of each five-year waiver period.

## Cosponsors (1)

- Rep. Neugebauer, Randy [R-TX-19] (R-TX), 2016-03-22T00:00:00.000Z

## Related bills

- 114-hr-6100: Protect Family Farms and Businesses Act
- 114-hr-5654: Stop Dangerous Sanctuary Cities Act
- 114-hr-5301: Seller Finance Enhancement Act
- 114-hr-5292: Air Traffic Controller Hiring Improvement Act of 2016
- 114-hr-5276: No Bailouts for State, Territory, and Local Governments Act
- 114-hr-5180: Food and Fuel Consumer Protection Act of 2016

## Sources
- [114-hr-4737 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/4737)

## Related
- [114-hr-6100: Protect Family Farms and Businesses Act](https://policyrisk.com/legislation/114-hr-6100)
- [114-hr-5654: Stop Dangerous Sanctuary Cities Act](https://policyrisk.com/legislation/114-hr-5654)
- [114-hr-5301: Seller Finance Enhancement Act](https://policyrisk.com/legislation/114-hr-5301)
- [114-hr-5292: Air Traffic Controller Hiring Improvement Act of 2016](https://policyrisk.com/legislation/114-hr-5292)
- [114-hr-5276: No Bailouts for State, Territory, and Local Governments Act](https://policyrisk.com/legislation/114-hr-5276)
- [114-hr-5180: Food and Fuel Consumer Protection Act of 2016](https://policyrisk.com/legislation/114-hr-5180)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-4737 (as of 2025-11-18).