# 114-hr-4970: Individual Refund Security Act

114-hr-4970, Individual Refund Security Act, is a 114th Congress bill sponsored by MATT SALMON (R-AZ); status Referred to the House Committee on Ways and Means. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-4970
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-4970
- Congress: 114
- Title: Individual Refund Security Act
- Status: Referred to the House Committee on Ways and Means.
- Introduced: 2016-04-15
- Sponsor: MATT SALMON (R-AZ)
- Cosponsors: 0
- Policy area: Taxation
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Individual Refund Security Act This bill amends the Internal Revenue Code to prohibit tax refunds from being issued to prepaid debit cards, unless: (1) the Department of the Treasury has verified the identity of the account holder, and (2) the refund is issued no earlier than 21 days after the date on which the tax return is filed. Treasury must conduct the verification required by this bill in the same manner that is used to verify the identity of account holders suspected of being victims of identity theft.

## Related bills

- 114-hr-6322: Norman Yoshio Mineta Congressional Gold Medal Act
- 114-hr-6304: To designate the facility of the United States Postal Service located at 501 North Main Street in Florence, Arizona, as the "Adolfo 'Harpo' Celaya Post Office".
- 114-hr-6281: BANK Act of 2016
- 114-hr-6255: Norman Yoshio Mineta Congressional Gold Medal Act
- 114-hr-6209: To reauthorize the North Korean Human Rights Act of 2004, and for other purposes.
- 114-hr-6049: Protection from Insurance Exchange Monopolies Act

## Sources
- [114-hr-4970 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/4970)

## Related
- [114-hr-6322: Norman Yoshio Mineta Congressional Gold Medal Act](https://policyrisk.com/legislation/114-hr-6322)
- [114-hr-6304: To designate the facility of the United States Postal Service located at 501 No…](https://policyrisk.com/legislation/114-hr-6304)
- [114-hr-6281: BANK Act of 2016](https://policyrisk.com/legislation/114-hr-6281)
- [114-hr-6255: Norman Yoshio Mineta Congressional Gold Medal Act](https://policyrisk.com/legislation/114-hr-6255)
- [114-hr-6209: To reauthorize the North Korean Human Rights Act of 2004, and for other purpose…](https://policyrisk.com/legislation/114-hr-6209)
- [114-hr-6049: Protection from Insurance Exchange Monopolies Act](https://policyrisk.com/legislation/114-hr-6049)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-4970 (as of 2025-11-18).