# 114-hr-4993: Homeowner Information Privacy Protection Act

114-hr-4993, Homeowner Information Privacy Protection Act, is a 114th Congress bill sponsored by Rep. Hultgren, Randy [R-IL-14] (R-IL); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-4993
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-4993
- Congress: 114
- Title: Homeowner Information Privacy Protection Act
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2016-04-19
- Sponsor: Rep. Hultgren, Randy [R-IL-14] (R-IL)
- Cosponsors: 2
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Homeowner Information Privacy Protection Act This bill directs the Government Accountability Office to study whether the data required to be published, made available, or disclosed under the final rule of the Consumer Financial Protection Bureau (CFPB), entitled "Home Mortgage Disclosure (Regulation C)," in connection with other publicly available data sources, could allow for or increase the probability of: exposure of the identity of mortgage applicants or mortgagors through reverse engineering; exposure of mortgage applicants or mortgagors to identity theft or the loss of sensitive personal financial information; the marketing or sale of unfair, deceptive, or abusive products to mortgage applicants or mortgagors based on such data; personal financial loss or emotional distress resulting from the exposure of mortgage applicants or mortgagors to identity theft or the loss of sensitive personal financial information; and the potential legal liability facing the CFPB. The prior rule, also entitled "Home Mortgage Disclosure (Regulation C)," was issued by the Board of Governors of the Federal Reserve System. The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) transferred authority over Regulation C from the Federal Reserve Board to the CFPB. The new final rule, issued by the CFPB, adds several new home mortgage reporting requirements and revises several existing ones, and also modifies Regulation C's institutional and transactional coverage. Depository institutions shall not be required to publish, disclose, or otherwise make available to the public, pursuant to the Home Mortgage Disclosure Act of 1975, any data that was not so required on the day before the enactment of Dodd-Frank. The CFPB and the Financial Institutions Examination Council shall not publish, disclose, or otherwise make available to the public any such information from a depository institution.

## Cosponsors (2)

- Rep. Barr, Andy [R-KY-6] (R-KY), 2016-04-19T00:00:00.000Z
- Rep. Love, Mia B. [R-UT-4] (R-UT), 2016-04-19T00:00:00.000Z

## Related bills

- 114-hr-6100: Protect Family Farms and Businesses Act
- 114-hr-5143: Transparent Insurance Standards Act of 2016
- 114-hr-4938: Free File Act of 2016
- 114-hr-4773: Protecting Workplace Advancement and Opportunity Act
- 114-hr-4514: Combating BDS Act of 2016
- 114-hr-3880: Stopping EPA Overreach Act of 2015

## Sources
- [114-hr-4993 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/4993)

## Related
- [114-hr-6100: Protect Family Farms and Businesses Act](https://policyrisk.com/legislation/114-hr-6100)
- [114-hr-5143: Transparent Insurance Standards Act of 2016](https://policyrisk.com/legislation/114-hr-5143)
- [114-hr-4938: Free File Act of 2016](https://policyrisk.com/legislation/114-hr-4938)
- [114-hr-4773: Protecting Workplace Advancement and Opportunity Act](https://policyrisk.com/legislation/114-hr-4773)
- [114-hr-4514: Combating BDS Act of 2016](https://policyrisk.com/legislation/114-hr-4514)
- [114-hr-3880: Stopping EPA Overreach Act of 2015](https://policyrisk.com/legislation/114-hr-3880)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-4993 (as of 2025-11-18).