# 114-hr-5112: Unfair or Deceptive Acts or Practices Uniformity Act

114-hr-5112, Unfair or Deceptive Acts or Practices Uniformity Act, is a 114th Congress bill sponsored by Rep. Luetkemeyer, Blaine [R-MO-3] (R-MO); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-5112
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-5112
- Congress: 114
- Title: Unfair or Deceptive Acts or Practices Uniformity Act
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2016-04-28
- Sponsor: Rep. Luetkemeyer, Blaine [R-MO-3] (R-MO)
- Cosponsors: 5
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Unfair or Deceptive Acts or Practices Uniformity Act This bill amends the Consumer Financial Protection Act of 2010 to repeal the authority of the Consumer Financial Protection Bureau (CFPB) to take action to prevent a covered person or service provider from committing or engaging in an abusive act or practice under federal law in connection with any transaction with a consumer for a consumer financial product or service, or the offering of one. Regarding CFPB authority over deceptive acts, the bill prohibits the CFPB from taking any action against a covered person or service provider without first consulting with such person's primary financial regulatory agency. The CFPB must comply with the same rules as govern the Federal Trade Commission (FTC) regarding unfair or deceptive acts or practices in or affecting commerce. (The FTC may prescribe interpretive rules, general policy statements, and definitions regarding unfair or deceptive acts or practices, but has no authority to prescribe any other kind of rule with respect to such acts or practices.)

## Cosponsors (5)

- Rep. Barr, Andy [R-KY-6] (R-KY), 2016-05-11T00:00:00.000Z
- Rep. Mulvaney, Mick [R-SC-5] (R-SC), 2016-05-11T00:00:00.000Z
- Rep. Amodei, Mark E. [R-NV-2] (R-NV), 2016-05-18T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2016-05-18T00:00:00.000Z
- Rep. Ross, Dennis A. [R-FL-15] (R-FL), 2016-05-23T00:00:00.000Z

## Related bills

- 114-hr-4938: Free File Act of 2016
- 114-hr-4773: Protecting Workplace Advancement and Opportunity Act
- 114-hr-4768: Separation of Powers Restoration Act of 2016
- 114-hr-4352: Faster Care for Veterans Act of 2016
- 114-hr-3929: Office of Strategic Services Congressional Gold Medal Act
- 114-hr-2903: Craft Beverage Modernization and Tax Reform Act of 2015

## Sources
- [114-hr-5112 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/5112)

## Related
- [114-hr-4938: Free File Act of 2016](https://policyrisk.com/legislation/114-hr-4938)
- [114-hr-4773: Protecting Workplace Advancement and Opportunity Act](https://policyrisk.com/legislation/114-hr-4773)
- [114-hr-4768: Separation of Powers Restoration Act of 2016](https://policyrisk.com/legislation/114-hr-4768)
- [114-hr-4352: Faster Care for Veterans Act of 2016](https://policyrisk.com/legislation/114-hr-4352)
- [114-hr-3929: Office of Strategic Services Congressional Gold Medal Act](https://policyrisk.com/legislation/114-hr-3929)
- [114-hr-2903: Craft Beverage Modernization and Tax Reform Act of 2015](https://policyrisk.com/legislation/114-hr-2903)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-5112 (as of 2025-11-18).