# 114-hr-5419: Credit Union Examination Reform Act of 2016

114-hr-5419, Credit Union Examination Reform Act of 2016, is a 114th Congress bill sponsored by Rep. Guinta, Frank C. [R-NH-1] (R-NH); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-5419
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-5419
- Congress: 114
- Title: Credit Union Examination Reform Act of 2016
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2016-06-09
- Sponsor: Rep. Guinta, Frank C. [R-NH-1] (R-NH)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Credit Union Examination Reform Act of 2016 This bill amends the Federal Credit Union Act to permit an examination to be carried out only once every 18 months of a federal credit union or an insured credit union that: has total assets of less than $1 billion; is well capitalized (or adequately capitalized, in the case of an insured credit union); was found in its most recent examination to be well managed, with a composite rating (under the Uniform Financial Institutions Rating System) of 1, in the case of a credit union that has total assets of more than $200 million, or 1 or 2, in the case of a credit union that has total assets of $200 million or less; and is not currently subject to a formal enforcement proceeding or order by the National Credit Union Administration (NCUA). Such limitation shall not apply if the NCUA determines that such a credit union: (1) should be examined more often because of safety and soundness concerns, or (2) has violated the law. The NCUA shall issue a report on how this bill affects its budget.

## Related bills

- 114-hr-6433: Protect the Flag Act
- 114-hr-6431: Promoting Travel, Commerce, and National Security Act of 2016
- 114-hr-5741: Nonessential Government Printing Reduction Act of 2016
- 114-hr-5662: To provide an exception to certain mandatory minimum sentence requirements for a person employed outside the United States by a Federal agency, who uses, carri…
- 114-hr-5654: Stop Dangerous Sanctuary Cities Act
- 114-hr-5600: No Hero Left Untreated Act

## Sources
- [114-hr-5419 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/5419)

## Related
- [114-hr-6433: Protect the Flag Act](https://policyrisk.com/legislation/114-hr-6433)
- [114-hr-6431: Promoting Travel, Commerce, and National Security Act of 2016](https://policyrisk.com/legislation/114-hr-6431)
- [114-hr-5741: Nonessential Government Printing Reduction Act of 2016](https://policyrisk.com/legislation/114-hr-5741)
- [114-hr-5662: To provide an exception to certain mandatory minimum sentence requirements for…](https://policyrisk.com/legislation/114-hr-5662)
- [114-hr-5654: Stop Dangerous Sanctuary Cities Act](https://policyrisk.com/legislation/114-hr-5654)
- [114-hr-5600: No Hero Left Untreated Act](https://policyrisk.com/legislation/114-hr-5600)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-5419 (as of 2025-11-18).