# 114-hr-5490: To amend the Consumer Financial Protection Act of 2010 to require that no deference be given to the interpretation of consumer financial law by the Bureau of Consumer Financial Protection, to define the scope of judicial review of Bureau actions, and for other purposes.

114-hr-5490, To amend the Consumer Financial Protection Act of 2010 to require that no deference be given to the interpretation of consumer financial law by the Bureau of Consumer Financial Protection, to define the scope of judicial review of Bureau actions, and for other purposes., is a 114th Congress bill sponsored by Rep. Love, Mia B. [R-UT-4] (R-UT); status Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-5490
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-5490
- Congress: 114
- Title: To amend the Consumer Financial Protection Act of 2010 to require that no deference be given to the interpretation of consumer financial law by the Bureau of Consumer Financial Protection, to define the scope of judicial review of Bureau actions, and for other purposes.
- Status: Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.
- Introduced: 2016-06-15
- Sponsor: Rep. Love, Mia B. [R-UT-4] (R-UT)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

This bill amends the Consumer Financial Protection Act of 2010 to repeal the declaration that the deference that a court affords to the Consumer Financial Protection Bureau (CFPB) regarding its determination of the meaning or interpretation of any provision of a federal consumer financial law shall be applied as if the CFPB were the only agency authorized to apply, enforce, interpret, or administer the provisions of that law. In any judicial review of a CFPB agency action, the reviewing court shall determine the meaning or applicability of the terms of a CFPB agency action and decide de novo all relevant questions of law, including the interpretation of constitutional and statutory provisions, as well as CFPB rules. No law may exempt any civil action for judicial review from the application of this bill except by specific reference to it.

## Related bills

- 114-hr-6433: Protect the Flag Act
- 114-hr-6417: Fair Calculations in Civil Damages Act of 2016
- 114-hr-6392: Systemic Risk Designation Improvement Act of 2016
- 114-hr-6180: Funding Local Schools Act
- 114-hr-6100: Protect Family Farms and Businesses Act
- 114-hr-6021: Jobs, On-the-Job `Earn While You Learn' Training, and Apprenticeships for African-American Young Men Act

## Sources
- [114-hr-5490 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/5490)

## Related
- [114-hr-6433: Protect the Flag Act](https://policyrisk.com/legislation/114-hr-6433)
- [114-hr-6417: Fair Calculations in Civil Damages Act of 2016](https://policyrisk.com/legislation/114-hr-6417)
- [114-hr-6392: Systemic Risk Designation Improvement Act of 2016](https://policyrisk.com/legislation/114-hr-6392)
- [114-hr-6180: Funding Local Schools Act](https://policyrisk.com/legislation/114-hr-6180)
- [114-hr-6100: Protect Family Farms and Businesses Act](https://policyrisk.com/legislation/114-hr-6100)
- [114-hr-6021: Jobs, On-the-Job `Earn While You Learn' Training, and Apprenticeships for Afric…](https://policyrisk.com/legislation/114-hr-6021)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-5490 (as of 2025-11-18).