# 114-hr-5928: Expanding Rent-to-Own Protections Act of 2016

114-hr-5928, Expanding Rent-to-Own Protections Act of 2016, is a 114th Congress bill sponsored by Rep. Delaney, John K. [D-MD-6] (D-MD); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/114-hr-5928
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 114-hr-5928
- Congress: 114
- Title: Expanding Rent-to-Own Protections Act of 2016
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2016-07-25
- Sponsor: Rep. Delaney, John K. [D-MD-6] (D-MD)
- Cosponsors: 2
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Expanding Rent-to-Own Protections Act of 2016 This bill amends the Consumer Financial Protection Act of 2010 to revise and expand the definition of the term "consumer financial product or service" to include terminable lease or bailment of personal property contracts (rent-to-own transactions) (other than a lease or bailment of a motor vehicle) for use by the consumer primarily for personal, family, or household purposes under which: a consumer has the right of possession and use of the property, as well as the option to periodically renew the contract by making payments; and a seller agrees to transfer property ownership to the consumer upon the fulfillment of all contract obligations of the consumer. The Consumer Financial Protection Bureau shall: prevent unfair, deceptive, or abusive acts or practices in connection with such contracts; and issue regulations identifying methods to protect consumers from entering into them.

## Cosponsors (2)

- Rep. Carney, John C., Jr. [D-DE-At Large] (D-DE), 2016-07-25T00:00:00.000Z
- Rep. Ellison, Keith [D-MN-5] (D-MN), 2016-11-15T00:00:00.000Z

## Related bills

- 114-hr-5044: Making supplemental appropriations for fiscal year 2016 to respond to Zika virus.
- 114-hr-4592: Naismith Memorial Basketball Hall of Fame Commemorative Coin Act
- 114-hr-4521: Lake Berryessa Recreation Enhancement Act of 2016
- 114-hr-4479: Families of Flint Act
- 114-hr-4269: Assault Weapons Ban of 2015
- 114-hr-3706: Reach Every Mother and Child Act of 2015

## Sources
- [114-hr-5928 on Congress.gov](https://www.congress.gov/bill/114th-congress/house-bill/5928)

## Related
- [114-hr-5044: Making supplemental appropriations for fiscal year 2016 to respond to Zika viru…](https://policyrisk.com/legislation/114-hr-5044)
- [114-hr-4592: Naismith Memorial Basketball Hall of Fame Commemorative Coin Act](https://policyrisk.com/legislation/114-hr-4592)
- [114-hr-4521: Lake Berryessa Recreation Enhancement Act of 2016](https://policyrisk.com/legislation/114-hr-4521)
- [114-hr-4479: Families of Flint Act](https://policyrisk.com/legislation/114-hr-4479)
- [114-hr-4269: Assault Weapons Ban of 2015](https://policyrisk.com/legislation/114-hr-4269)
- [114-hr-3706: Reach Every Mother and Child Act of 2015](https://policyrisk.com/legislation/114-hr-3706)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/114-hr-5928 (as of 2025-11-18).