# 115-hr-1153: Mortgage Choice Act of 2017

115-hr-1153, Mortgage Choice Act of 2017, is a 115th Congress bill sponsored by Rep. Huizenga, Bill [R-MI-4] (R-MI); status Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-1153
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-1153
- Congress: 115
- Title: Mortgage Choice Act of 2017
- Status: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced: 2017-02-16
- Sponsor: Rep. Huizenga, Bill [R-MI-4] (R-MI)
- Cosponsors: 17
- Policy area: Housing and Community Development
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Mortgage Choice Act of 2017 This bill amends the Truth in Lending Act to specify that neither escrow charges for insurance nor affiliated title charges shall be considered "points and fees" for purposes of determining whether a mortgage is a "high-cost mortgage."

## Cosponsors (17)

- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2018-01-08T00:00:00.000Z
- ED ROYCE (R-CA), 2017-02-16T00:00:00.000Z
- Rep. Scott, David [D-GA-13] (D-GA), 2017-02-16T00:00:00.000Z
- Rep. Stivers, Steve [R-OH-15] (R-OH), 2017-02-16T00:00:00.000Z
- Rep. Meeks, Gregory W. [D-NY-5] (D-NY), 2017-02-16T00:00:00.000Z
- Rep. Joyce, David P. [R-OH-14] (R-OH), 2017-02-16T00:00:00.000Z
- Rep. Doyle, Michael F. [D-PA-18] (D-PA), 2017-02-27T00:00:00.000Z
- Rep. McCollum, Betty [D-MN-4] (D-MN), 2017-03-10T00:00:00.000Z
- Rep. Wagner, Ann [R-MO-2] (R-MO), 2017-10-26T00:00:00.000Z
- Rep. Ross, Dennis A. [R-FL-15] (R-FL), 2017-10-26T00:00:00.000Z
- Rep. Rothfus, Keith J. [R-PA-12] (R-PA), 2017-10-26T00:00:00.000Z
- Rep. Pittenger, Robert [R-NC-9] (R-NC), 2017-10-26T00:00:00.000Z
- Rep. Walberg, Tim [R-MI-5] (R-MI), 2017-10-26T00:00:00.000Z
- Rep. Duffy, Sean P. [R-WI-7] (R-WI), 2017-11-07T00:00:00.000Z
- Rep. Messer, Luke [R-IN-6] (R-IN), 2017-11-13T00:00:00.000Z
- Rep. Trott, David A. [R-MI-11] (R-MI), 2017-11-15T00:00:00.000Z
- Rep. Norman, Ralph [R-SC-5] (R-SC), 2017-11-16T00:00:00.000Z

## Related bills

- 115-hr-5499: Stephen Michael Gleason Congressional Gold Medal Act
- 115-hr-849: Protecting Seniors Access to Medicare Act
- 115-hr-184: Protect Medical Innovation Act of 2018
- 115-hr-1697: Israel Anti-Boycott Act
- 115-hr-2519: The American Legion 100th Anniversary Commemorative Coin Act
- 115-hr-1698: Iran Ballistic Missiles and International Sanctions Enforcement Act

## Sources
- [115-hr-1153 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/1153)

## Related
- [115-hr-5499: Stephen Michael Gleason Congressional Gold Medal Act](https://policyrisk.com/legislation/115-hr-5499)
- [115-hr-849: Protecting Seniors Access to Medicare Act](https://policyrisk.com/legislation/115-hr-849)
- [115-hr-184: Protect Medical Innovation Act of 2018](https://policyrisk.com/legislation/115-hr-184)
- [115-hr-1697: Israel Anti-Boycott Act](https://policyrisk.com/legislation/115-hr-1697)
- [115-hr-2519: The American Legion 100th Anniversary Commemorative Coin Act](https://policyrisk.com/legislation/115-hr-2519)
- [115-hr-1698: Iran Ballistic Missiles and International Sanctions Enforcement Act](https://policyrisk.com/legislation/115-hr-1698)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-1153 (as of 2025-11-18).