# 115-hr-2359: FCRA Liability Harmonization Act

115-hr-2359, FCRA Liability Harmonization Act, is a 115th Congress bill sponsored by Rep. Loudermilk, Barry [R-GA-11] (R-GA); status Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-2359
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-2359
- Congress: 115
- Title: FCRA Liability Harmonization Act
- Status: Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
- Introduced: 2017-05-04
- Sponsor: Rep. Loudermilk, Barry [R-GA-11] (R-GA)
- Cosponsors: 13
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

FCRA Liability Harmonization Act This bill amends the Fair Credit Reporting Act to limit the recovery amount available in a class action lawsuit to the lesser of $500,000 or 1% of the net worth of the defendant. The bill also eliminates the awarding of punitive damages.

## Cosponsors (13)

- ED ROYCE (R-CA), 2017-05-04T00:00:00.000Z
- Sen. Budd, Ted [R-NC] (R-NC), 2017-05-04T00:00:00.000Z
- PETER KING (R-NY), 2017-05-04T00:00:00.000Z
- Rep. Wagner, Ann [R-MO-2] (R-MO), 2017-05-04T00:00:00.000Z
- Rep. Tipton, Scott R. [R-CO-3] (R-CO), 2017-05-17T00:00:00.000Z
- Rep. Trott, David A. [R-MI-11] (R-MI), 2017-05-18T00:00:00.000Z
- Rep. Rothfus, Keith J. [R-PA-12] (R-PA), 2017-05-18T00:00:00.000Z
- Rep. Emmer, Tom [R-MN-6] (R-MN), 2017-06-06T00:00:00.000Z
- Rep. Pittenger, Robert [R-NC-9] (R-NC), 2017-06-20T00:00:00.000Z
- Rep. Lucas, Frank D. [R-OK-3] (R-OK), 2017-07-18T00:00:00.000Z
- Rep. Stivers, Steve [R-OH-15] (R-OH), 2017-07-19T00:00:00.000Z
- Rep. Huizenga, Bill [R-MI-4] (R-MI), 2017-08-08T00:00:00.000Z
- Rep. Williams, Roger [R-TX-25] (R-TX), 2017-09-07T00:00:00.000Z

## Related bills

- 115-hr-5499: Stephen Michael Gleason Congressional Gold Medal Act
- 115-hr-849: Protecting Seniors Access to Medicare Act
- 115-hr-184: Protect Medical Innovation Act of 2018
- 115-hr-2226: Portfolio Lending and Mortgage Access Act
- 115-hr-1697: Israel Anti-Boycott Act
- 115-hr-38: Concealed Carry Reciprocity Act of 2017

## Sources
- [115-hr-2359 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/2359)

## Related
- [115-hr-5499: Stephen Michael Gleason Congressional Gold Medal Act](https://policyrisk.com/legislation/115-hr-5499)
- [115-hr-849: Protecting Seniors Access to Medicare Act](https://policyrisk.com/legislation/115-hr-849)
- [115-hr-184: Protect Medical Innovation Act of 2018](https://policyrisk.com/legislation/115-hr-184)
- [115-hr-2226: Portfolio Lending and Mortgage Access Act](https://policyrisk.com/legislation/115-hr-2226)
- [115-hr-1697: Israel Anti-Boycott Act](https://policyrisk.com/legislation/115-hr-1697)
- [115-hr-38: Concealed Carry Reciprocity Act of 2017](https://policyrisk.com/legislation/115-hr-38)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-2359 (as of 2025-11-18).