# 115-hr-2570: Mortgage Fairness Act of 2017

115-hr-2570, Mortgage Fairness Act of 2017, is a 115th Congress bill sponsored by Rep. Posey, Bill [R-FL-8] (R-FL); status Placed on the Union Calendar, Calendar No. 801. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-2570
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-2570
- Congress: 115
- Title: Mortgage Fairness Act of 2017
- Status: Placed on the Union Calendar, Calendar No. 801.
- Introduced: 2017-05-19
- Sponsor: Rep. Posey, Bill [R-FL-8] (R-FL)
- Cosponsors: 2
- Policy area: Housing and Community Development
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Mortgage Fairness Act of 2017 This bill amends the Truth in Lending Act to revise the definition of "points and fees," for purposes of determining whether a mortgage is a "high-cost mortgage," to: (1) exclude compensation taken into account in setting the interest rate and for which the consumer was not separately charged, and (2) include compensation paid by a consumer or creditor to an individual employed by or contracting with a mortgage originator. (A high-cost mortgage designation restricts the terms of a loan and requires a lender to make certain disclosures to the borrower.)

## Cosponsors (2)

- Rep. Ross, Dennis A. [R-FL-15] (R-FL), 2017-12-11T00:00:00.000Z
- DANA ROHRABACHER (R-CA), 2018-05-10T00:00:00.000Z

## Related bills

- 115-hr-5879: Merchant Mariners of World War II Congressional Gold Medal Act of 2018
- 115-hr-5499: Stephen Michael Gleason Congressional Gold Medal Act
- 115-hr-5199: Education Savings Accounts for Military Families Act of 2018
- 115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018
- 115-hr-2519: The American Legion 100th Anniversary Commemorative Coin Act
- 115-hr-2315: To posthumously award the Congressional Gold Medal to each of Glen Doherty, Tyrone Woods, J. Christopher Stevens, and Sean Smith in recognition of their contri…

## Sources
- [115-hr-2570 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/2570)

## Related
- [115-hr-5879: Merchant Mariners of World War II Congressional Gold Medal Act of 2018](https://policyrisk.com/legislation/115-hr-5879)
- [115-hr-5499: Stephen Michael Gleason Congressional Gold Medal Act](https://policyrisk.com/legislation/115-hr-5499)
- [115-hr-5199: Education Savings Accounts for Military Families Act of 2018](https://policyrisk.com/legislation/115-hr-5199)
- [115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018](https://policyrisk.com/legislation/115-hr-5141)
- [115-hr-2519: The American Legion 100th Anniversary Commemorative Coin Act](https://policyrisk.com/legislation/115-hr-2519)
- [115-hr-2315: To posthumously award the Congressional Gold Medal to each of Glen Doherty, Tyr…](https://policyrisk.com/legislation/115-hr-2315)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-2570 (as of 2025-11-18).