# 115-hr-2954: Home Mortgage Disclosure Adjustment Act

115-hr-2954, Home Mortgage Disclosure Adjustment Act, is a 115th Congress bill sponsored by Rep. Emmer, Tom [R-MN-6] (R-MN); status Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-2954
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-2954
- Congress: 115
- Title: Home Mortgage Disclosure Adjustment Act
- Status: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced: 2017-06-20
- Sponsor: Rep. Emmer, Tom [R-MN-6] (R-MN)
- Cosponsors: 7
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Home Mortgage Disclosure Adjustment Act This bill amends the Home Mortgage Disclosure Act of 1975 to exempt a depository institution from certain records and disclosure requirements: (1) with respect to closed-end mortgage loans, if the depository institution originated fewer than 1,000 such loans in each of the two preceding years; and (2) with respect to open-end lines of credit, if the depository institution originated fewer than 2,000 such lines of credit in each of the two preceding years. In addition, the bill lessens requirements for depository institutions to itemize and disclose specified mortgage loan data.

## Cosponsors (7)

- Rep. Luetkemeyer, Blaine [R-MO-3] (R-MO), 2017-06-20T00:00:00.000Z
- Rep. Duffy, Sean P. [R-WI-7] (R-WI), 2017-09-07T00:00:00.000Z
- Rep. Hill, J. French [R-AR-2] (R-AR), 2017-09-18T00:00:00.000Z
- Rep. Latta, Robert E. [R-OH-5] (R-OH), 2017-09-26T00:00:00.000Z
- Rep. Arrington, Jodey C. [R-TX-19] (R-TX), 2017-09-26T00:00:00.000Z
- Rep. Smith, Adrian [R-NE-3] (R-NE), 2017-10-05T00:00:00.000Z
- Rep. Ross, Dennis A. [R-FL-15] (R-FL), 2017-10-11T00:00:00.000Z

## Related bills

- 115-hr-2519: The American Legion 100th Anniversary Commemorative Coin Act
- 115-hr-1697: Israel Anti-Boycott Act
- 115-hr-1057: STOP Act of 2017
- 115-hr-849: Protecting Seniors Access to Medicare Act
- 115-hr-38: Concealed Carry Reciprocity Act of 2017
- 115-hr-36: Pain-Capable Unborn Child Protection Act

## Sources
- [115-hr-2954 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/2954)

## Related
- [115-hr-2519: The American Legion 100th Anniversary Commemorative Coin Act](https://policyrisk.com/legislation/115-hr-2519)
- [115-hr-1697: Israel Anti-Boycott Act](https://policyrisk.com/legislation/115-hr-1697)
- [115-hr-1057: STOP Act of 2017](https://policyrisk.com/legislation/115-hr-1057)
- [115-hr-849: Protecting Seniors Access to Medicare Act](https://policyrisk.com/legislation/115-hr-849)
- [115-hr-38: Concealed Carry Reciprocity Act of 2017](https://policyrisk.com/legislation/115-hr-38)
- [115-hr-36: Pain-Capable Unborn Child Protection Act](https://policyrisk.com/legislation/115-hr-36)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-2954 (as of 2025-11-18).