# 115-hr-3299: Protecting Consumers' Access to Credit Act of 2017

115-hr-3299, Protecting Consumers' Access to Credit Act of 2017, is a 115th Congress bill sponsored by Rep. McHenry, Patrick T. [R-NC-10] (R-NC); status Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-3299
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-3299
- Congress: 115
- Title: Protecting Consumers' Access to Credit Act of 2017
- Status: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced: 2017-07-19
- Sponsor: Rep. McHenry, Patrick T. [R-NC-10] (R-NC)
- Cosponsors: 3
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Protecting Consumers' Access to Credit Act of 2017 This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.

## Cosponsors (3)

- Rep. Meeks, Gregory W. [D-NY-5] (D-NY), 2017-07-19T00:00:00.000Z
- Rep. Moore, Gwen [D-WI-4] (D-WI), 2017-10-31T00:00:00.000Z
- Rep. Hollingsworth, Trey [R-IN-9] (R-IN), 2017-11-16T00:00:00.000Z

## Related bills

- 115-hr-2519: The American Legion 100th Anniversary Commemorative Coin Act
- 115-hr-1235: Naismith Memorial Basketball Hall of Fame Commemorative Coin Act
- 115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018
- 115-hr-4267: Small Business Credit Availability Act
- 115-hr-4061: Financial Stability Oversight Council Improvement Act of 2017
- 115-hr-2651: Horseracing Integrity Act of 2017

## Sources
- [115-hr-3299 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/3299)

## Related
- [115-hr-2519: The American Legion 100th Anniversary Commemorative Coin Act](https://policyrisk.com/legislation/115-hr-2519)
- [115-hr-1235: Naismith Memorial Basketball Hall of Fame Commemorative Coin Act](https://policyrisk.com/legislation/115-hr-1235)
- [115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018](https://policyrisk.com/legislation/115-hr-5141)
- [115-hr-4267: Small Business Credit Availability Act](https://policyrisk.com/legislation/115-hr-4267)
- [115-hr-4061: Financial Stability Oversight Council Improvement Act of 2017](https://policyrisk.com/legislation/115-hr-4061)
- [115-hr-2651: Horseracing Integrity Act of 2017](https://policyrisk.com/legislation/115-hr-2651)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-3299 (as of 2025-11-18).