# 115-hr-3653: MyRA Act

115-hr-3653, MyRA Act, is a 115th Congress bill sponsored by JOSEPH CROWLEY (D-NY); status Referred to the House Committee on Ways and Means. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-3653
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-3653
- Congress: 115
- Title: MyRA Act
- Status: Referred to the House Committee on Ways and Means.
- Introduced: 2017-08-15
- Sponsor: JOSEPH CROWLEY (D-NY)
- Cosponsors: 2
- Policy area: Taxation
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Making Your Retirement Accessible Act or the MyRA Act This bill amends the Internal Revenue Code to establish an employee retirement option known as a MyRA account. A MyRA account functions as a Roth Individual Retirement Account. An employee who elects to establish a MyRA account may contribute any portion of a tax refund or make automatic payroll contributions to the account. The funding of MyRA accounts is limited to retirement savings bonds issued by the Department of the Treasury with a specified interest rate and maturity date. The bill imposes a tax on any employer who fails to comply with the requirement for making direct deposits to a MyRA account of wages designated by an employee.

## Cosponsors (2)

- Rep. Ellison, Keith [D-MN-5] (D-MN), 2017-08-15T00:00:00.000Z
- Rep. Meeks, Gregory W. [D-NY-5] (D-NY), 2018-12-20T00:00:00.000Z

## Related bills

- 115-hr-7107: Shirley Chisholm Congressional Gold Medal Act
- 115-hr-6545: Violence Against Women Reauthorization Act of 2018
- 115-hr-6239: DISCLOSE Act of 2018
- 115-hr-6193: Central America Family Protection and Reunification Act
- 115-hr-6137: GAAME Act of 2018
- 115-hr-6135: Keep Families Together Act

## Sources
- [115-hr-3653 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/3653)

## Related
- [115-hr-7107: Shirley Chisholm Congressional Gold Medal Act](https://policyrisk.com/legislation/115-hr-7107)
- [115-hr-6545: Violence Against Women Reauthorization Act of 2018](https://policyrisk.com/legislation/115-hr-6545)
- [115-hr-6239: DISCLOSE Act of 2018](https://policyrisk.com/legislation/115-hr-6239)
- [115-hr-6193: Central America Family Protection and Reunification Act](https://policyrisk.com/legislation/115-hr-6193)
- [115-hr-6137: GAAME Act of 2018](https://policyrisk.com/legislation/115-hr-6137)
- [115-hr-6135: Keep Families Together Act](https://policyrisk.com/legislation/115-hr-6135)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-3653 (as of 2025-11-18).