# 115-hr-4001: Student Loan Refinancing and Recalculation Act

115-hr-4001, Student Loan Refinancing and Recalculation Act, is a 115th Congress bill sponsored by Rep. Garamendi, John [D-CA-8] (D-CA); status Referred to the House Committee on Education and the Workforce. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-4001
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-4001
- Congress: 115
- Title: Student Loan Refinancing and Recalculation Act
- Status: Referred to the House Committee on Education and the Workforce.
- Introduced: 2017-10-10
- Sponsor: Rep. Garamendi, John [D-CA-8] (D-CA)
- Cosponsors: 28
- Policy area: Education
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Student Loan Refinancing and Recalculation Act This bill amends the Higher Education Act of 1965 to direct the Department of Education to establish a program to refinance the outstanding principal, interest, and late charges on Federal Direct Loans (DLs) and Federal Family Education Loans (FFELs) in order to give a borrower a fixed interest rate equal to the 10-year Treasury note rate plus one percentage point. In addition, the bill allows borrowers in medical or dental internship or residency programs to defer student loan payments until the completion of their programs.

## Cosponsors (28)

- Rep. Cohen, Steve [D-TN-9] (D-TN), 2018-04-17T00:00:00.000Z
- Rep. Pocan, Mark [D-WI-2] (D-WI), 2018-04-17T00:00:00.000Z
- Rep. Carson, André [D-IN-7] (D-IN), 2018-04-17T00:00:00.000Z
- Rep. Vela, Filemon [D-TX-34] (D-TX), 2018-04-24T00:00:00.000Z
- Rep. DeSaulnier, Mark [D-CA-10] (D-CA), 2018-04-24T00:00:00.000Z
- Rep. Soto, Darren [D-FL-9] (D-FL), 2018-05-03T00:00:00.000Z
- Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA), 2017-10-10T00:00:00.000Z
- Del. Bordallo, Madeleine Z. [D-GU-At Large] (D-GU), 2017-10-10T00:00:00.000Z
- Rep. Boyle, Brendan F. [D-PA-2] (D-PA), 2017-10-10T00:00:00.000Z
- Rep. Bustos, Cheri [D-IL-17] (D-IL), 2017-10-10T00:00:00.000Z
- Rep. Chu, Judy [D-CA-28] (D-CA), 2017-10-10T00:00:00.000Z
- Rep. Doggett, Lloyd [D-TX-37] (D-TX), 2017-10-10T00:00:00.000Z
- Rep. Gonzalez, Vicente [D-TX-34] (D-TX), 2017-10-10T00:00:00.000Z
- Rep. Kuster, Ann M. [D-NH-2] (D-NH), 2017-10-10T00:00:00.000Z
- Rep. Lowenthal, Alan S. [D-CA-47] (D-CA), 2017-10-10T00:00:00.000Z
- Rep. McNerney, Jerry [D-CA-9] (D-CA), 2017-10-10T00:00:00.000Z
- Rep. Meeks, Gregory W. [D-NY-5] (D-NY), 2017-10-10T00:00:00.000Z
- Rep. Roybal-Allard, Lucille [D-CA-40] (D-CA), 2017-10-10T00:00:00.000Z
- Rep. Tonko, Paul [D-NY-20] (D-NY), 2017-10-10T00:00:00.000Z
- Rep. Costa, Jim [D-CA-21] (D-CA), 2017-10-10T00:00:00.000Z
- RICHARD NOLAN (D-MN), 2017-10-10T00:00:00.000Z
- Rep. Pingree, Chellie [D-ME-1] (D-ME), 2017-10-10T00:00:00.000Z
- Rep. Katko, John [R-NY-24] (R-NY), 2017-10-11T00:00:00.000Z
- Rep. Carbajal, Salud O. [D-CA-24] (D-CA), 2017-10-19T00:00:00.000Z
- Rep. Krishnamoorthi, Raja [D-IL-8] (D-IL), 2017-10-19T00:00:00.000Z
- Rep. Meng, Grace [D-NY-6] (D-NY), 2018-01-29T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2018-03-26T00:00:00.000Z
- Rep. Cuellar, Henry [D-TX-28] (D-TX), 2018-03-26T00:00:00.000Z

## Related bills

- 115-hr-502: Land and Water Conservation Fund Reauthorization and Fairness Act
- 115-hr-2519: The American Legion 100th Anniversary Commemorative Coin Act
- 115-hr-1235: Naismith Memorial Basketball Hall of Fame Commemorative Coin Act
- 115-hr-4240: Public Safety and Second Amendment Rights Protection Act of 2017
- 115-hr-3440: Dream Act of 2017
- 115-hr-6135: Keep Families Together Act

## Sources
- [115-hr-4001 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/4001)

## Related
- [115-hr-502: Land and Water Conservation Fund Reauthorization and Fairness Act](https://policyrisk.com/legislation/115-hr-502)
- [115-hr-2519: The American Legion 100th Anniversary Commemorative Coin Act](https://policyrisk.com/legislation/115-hr-2519)
- [115-hr-1235: Naismith Memorial Basketball Hall of Fame Commemorative Coin Act](https://policyrisk.com/legislation/115-hr-1235)
- [115-hr-4240: Public Safety and Second Amendment Rights Protection Act of 2017](https://policyrisk.com/legislation/115-hr-4240)
- [115-hr-3440: Dream Act of 2017](https://policyrisk.com/legislation/115-hr-3440)
- [115-hr-6135: Keep Families Together Act](https://policyrisk.com/legislation/115-hr-6135)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-4001 (as of 2025-11-18).