# 115-hr-4296: To place requirements on operational risk capital requirements for banking organizations established by an appropriate Federal banking agency.

115-hr-4296, To place requirements on operational risk capital requirements for banking organizations established by an appropriate Federal banking agency., is a 115th Congress bill sponsored by Rep. Luetkemeyer, Blaine [R-MO-3] (R-MO); status Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-4296
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-4296
- Congress: 115
- Title: To place requirements on operational risk capital requirements for banking organizations established by an appropriate Federal banking agency.
- Status: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced: 2017-11-08
- Sponsor: Rep. Luetkemeyer, Blaine [R-MO-3] (R-MO)
- Cosponsors: 2
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

This bill specifies that a federal banking agency may not establish an operational-risk capital requirement for banking organizations unless the requirement: (1) is based on, and is appropriately sensitive to, current risks; (2) is determined under a forward-looking assessment of potential losses; and (3) allows certain adjustments.

## Cosponsors (2)

- Rep. Meeks, Gregory W. [D-NY-5] (D-NY), 2017-11-08T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2018-02-15T00:00:00.000Z

## Related bills

- 115-hr-5499: Stephen Michael Gleason Congressional Gold Medal Act
- 115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018
- 115-hr-4732: National Law Enforcement Museum Commemorative Coin Act
- 115-hr-4143: Dialysis PATIENTS Demonstration Act of 2017
- 115-hr-4107: USS Indianapolis Congressional Gold Medal Act
- 115-hr-4061: Financial Stability Oversight Council Improvement Act of 2017

## Sources
- [115-hr-4296 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/4296)

## Related
- [115-hr-5499: Stephen Michael Gleason Congressional Gold Medal Act](https://policyrisk.com/legislation/115-hr-5499)
- [115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018](https://policyrisk.com/legislation/115-hr-5141)
- [115-hr-4732: National Law Enforcement Museum Commemorative Coin Act](https://policyrisk.com/legislation/115-hr-4732)
- [115-hr-4143: Dialysis PATIENTS Demonstration Act of 2017](https://policyrisk.com/legislation/115-hr-4143)
- [115-hr-4107: USS Indianapolis Congressional Gold Medal Act](https://policyrisk.com/legislation/115-hr-4107)
- [115-hr-4061: Financial Stability Oversight Council Improvement Act of 2017](https://policyrisk.com/legislation/115-hr-4061)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-4296 (as of 2025-11-18).