# 115-hr-4439: Modernizing Credit Opportunities Act

115-hr-4439, Modernizing Credit Opportunities Act, is a 115th Congress bill sponsored by Rep. Hollingsworth, Trey [R-IN-9] (R-IN); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-4439
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-4439
- Congress: 115
- Title: Modernizing Credit Opportunities Act
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2017-11-16
- Sponsor: Rep. Hollingsworth, Trey [R-IN-9] (R-IN)
- Cosponsors: 8
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Modernizing Credit Opportunities Act This bill provides that an agreement between an insured depository institution and a third-party service provider shall not affect (1) the depository institution's role as lender, or (2) the determination of the location of the depository institution.

## Cosponsors (8)

- Rep. Hastings, Alcee L. [D-FL-20] (D-FL), 2017-11-16T00:00:00.000Z
- Rep. McHenry, Patrick T. [R-NC-10] (R-NC), 2017-11-16T00:00:00.000Z
- Rep. Luetkemeyer, Blaine [R-MO-3] (R-MO), 2017-11-16T00:00:00.000Z
- Rep. Pittenger, Robert [R-NC-9] (R-NC), 2018-02-14T00:00:00.000Z
- Rep. Sires, Albio [D-NJ-8] (D-NJ), 2018-02-14T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2018-05-21T00:00:00.000Z
- Rep. Cuellar, Henry [D-TX-28] (D-TX), 2017-11-16T00:00:00.000Z
- COLLIN PETERSON (D-MN), 2018-01-30T00:00:00.000Z

## Related bills

- 115-hr-2519: The American Legion 100th Anniversary Commemorative Coin Act
- 115-hr-849: Protecting Seniors Access to Medicare Act
- 115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018
- 115-hr-5132: Iranian Revolutionary Guard Corps Economic Exclusion Act
- 115-hr-4732: National Law Enforcement Museum Commemorative Coin Act
- 115-hr-4107: USS Indianapolis Congressional Gold Medal Act

## Sources
- [115-hr-4439 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/4439)

## Related
- [115-hr-2519: The American Legion 100th Anniversary Commemorative Coin Act](https://policyrisk.com/legislation/115-hr-2519)
- [115-hr-849: Protecting Seniors Access to Medicare Act](https://policyrisk.com/legislation/115-hr-849)
- [115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018](https://policyrisk.com/legislation/115-hr-5141)
- [115-hr-5132: Iranian Revolutionary Guard Corps Economic Exclusion Act](https://policyrisk.com/legislation/115-hr-5132)
- [115-hr-4732: National Law Enforcement Museum Commemorative Coin Act](https://policyrisk.com/legislation/115-hr-4732)
- [115-hr-4107: USS Indianapolis Congressional Gold Medal Act](https://policyrisk.com/legislation/115-hr-4107)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-4439 (as of 2025-11-18).