# 115-hr-4861: EQUAL Act of 2018

115-hr-4861, EQUAL Act of 2018, is a 115th Congress bill sponsored by Rep. Hollingsworth, Trey [R-IN-9] (R-IN); status Placed on the Union Calendar, Calendar No. 688. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-4861
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-4861
- Congress: 115
- Title: EQUAL Act of 2018
- Status: Placed on the Union Calendar, Calendar No. 688.
- Introduced: 2018-01-19
- Sponsor: Rep. Hollingsworth, Trey [R-IN-9] (R-IN)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Ensuring Quality Unbiased Access to Loans Act of 2018 or the EQUAL Act of 2018 This bill nullifies the Federal Deposit Insurance Corporation final guidance titled "Guidance on Supervisory Concerns and Expectations Regarding Deposit Advance Products," published November 26, 2013. (The guidance relates to the safety and soundness of insured depository intuitions offering short-term, small-dollar loans.) Federal banking agencies must issue regulations regarding such loans offered by insured depository institutions. The bill also exempts certain loans made by a depository institution or a credit union from the Consumer Financial Protection Bureau rule titled "Payday, Vehicle Title, and Certain High-Cost Installment Loans," published on November 17, 2017.

## Cosponsors (1)

- Rep. Barr, Andy [R-KY-6] (R-KY), 2018-06-08T00:00:00.000Z

## Related bills

- 115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018
- 115-hr-5132: Iranian Revolutionary Guard Corps Economic Exclusion Act
- 115-hr-4706: Music Modernization Act of 2017
- 115-hr-4107: USS Indianapolis Congressional Gold Medal Act
- 115-hr-4099: To amend title 38, United States Code, to ensure that children of homeless veterans are included in the calculation of the amounts of certain per diem grants.
- 115-hr-4061: Financial Stability Oversight Council Improvement Act of 2017

## Sources
- [115-hr-4861 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/4861)

## Related
- [115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018](https://policyrisk.com/legislation/115-hr-5141)
- [115-hr-5132: Iranian Revolutionary Guard Corps Economic Exclusion Act](https://policyrisk.com/legislation/115-hr-5132)
- [115-hr-4706: Music Modernization Act of 2017](https://policyrisk.com/legislation/115-hr-4706)
- [115-hr-4107: USS Indianapolis Congressional Gold Medal Act](https://policyrisk.com/legislation/115-hr-4107)
- [115-hr-4099: To amend title 38, United States Code, to ensure that children of homeless vete…](https://policyrisk.com/legislation/115-hr-4099)
- [115-hr-4061: Financial Stability Oversight Council Improvement Act of 2017](https://policyrisk.com/legislation/115-hr-4061)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-4861 (as of 2025-11-18).