# 115-hr-6311: Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018

115-hr-6311, Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018, is a 115th Congress bill sponsored by Rep. Roskam, Peter J. [R-IL-6] (R-IL); status Received in the Senate. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-6311
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-6311
- Congress: 115
- Title: Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018
- Status: Received in the Senate.
- Introduced: 2018-07-06
- Sponsor: Rep. Roskam, Peter J. [R-IL-6] (R-IL)
- Cosponsors: 1
- Policy area: Taxation
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

This bill modifies the requirements for the premium assistance tax credit and allows all individuals to purchase catastrophic health plans in the individual market. (Under current law, the premium assistance tax credit is provided to eligible individuals and families to subsidize the purchase of health insurance plans on an exchange established under the Patient Protection and Affordable Care Act.) The bill modifies the credit to: make the credit available for catastrophic qualified health plans and plans that are not offered through an exchange, but otherwise meet the requirements for qualified health plans; prohibit advance payments of the credit from being made for a health plan that is not enrolled in through an exchange; and prohibit the credit from being used for health plans that cover abortions (other than abortions necessary to save the life of the mother or abortions with respect to a pregnancy that is the result of an act of rape or incest). The bill also modifies the requirements for minimum essential health benefits to allow all individuals purchasing health insurance in the individual market to purchase a lower premium catastrophic plan. (The plans are currently limited to individuals who are under 30 or qualify for a hardship or affordability exemption.)

## Cosponsors (1)

- Rep. Burgess, Michael C. [R-TX-26] (R-TX), 2018-07-06T00:00:00.000Z

## Related bills

- 115-hr-6933: Equal Treatment of Public Servants Act of 2018
- 115-hr-6314: Health Savings Act of 2018
- 115-hr-5499: Stephen Michael Gleason Congressional Gold Medal Act
- 115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018
- 115-hr-5132: Iranian Revolutionary Guard Corps Economic Exclusion Act
- 115-hr-4987: To amend title XVIII of the Social Security Act to provide for technical amendments to the Merit-based Incentive Payment System under Medicare.

## Sources
- [115-hr-6311 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/6311)

## Related
- [115-hr-6933: Equal Treatment of Public Servants Act of 2018](https://policyrisk.com/legislation/115-hr-6933)
- [115-hr-6314: Health Savings Act of 2018](https://policyrisk.com/legislation/115-hr-6314)
- [115-hr-5499: Stephen Michael Gleason Congressional Gold Medal Act](https://policyrisk.com/legislation/115-hr-5499)
- [115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018](https://policyrisk.com/legislation/115-hr-5141)
- [115-hr-5132: Iranian Revolutionary Guard Corps Economic Exclusion Act](https://policyrisk.com/legislation/115-hr-5132)
- [115-hr-4987: To amend title XVIII of the Social Security Act to provide for technical amendm…](https://policyrisk.com/legislation/115-hr-4987)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-6311 (as of 2025-11-18).