# 115-hr-6746: Protecting American Taxpayers and Homeowners Act of 2018

115-hr-6746, Protecting American Taxpayers and Homeowners Act of 2018, is a 115th Congress bill sponsored by Rep. Hensarling, Jeb [R-TX-5] (R-TX); status Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-6746
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-6746
- Congress: 115
- Title: Protecting American Taxpayers and Homeowners Act of 2018
- Status: Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Introduced: 2018-09-07
- Sponsor: Rep. Hensarling, Jeb [R-TX-5] (R-TX)
- Cosponsors: 0
- Policy area: Housing and Community Development
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Protecting American Taxpayers and Homeowners Act of 2018 This bill revises provisions related to housing finance, mortgage-backed securities, and government-sponsored enterprises. Among other things, the bill: abolishes the Federal Home Loan Mortgage Corporation (Freddie Mac) and the Federal National Mortgage Association (Fannie Mae), effective five years after the bill's enactment; makes both the Government National Mortgage Association (Ginnie Mae) and the Federal Housing Administration (FHA) independent of the Department of Housing and Urban Development (HUD); transfers certain functions from HUD and the Department of Agriculture to the FHA and otherwise revises the FHA's authority; and establishes a mortgage-backed security market exchange and covered bond program.

## Related bills

- 115-hr-7331: To designate the facility of the United States Postal Service located at 11158 Highway 146 North in Hardin, Texas, as the "Lucas Lowe Post Office".
- 115-hr-5897: Coastal Texas Protection Act
- 115-hr-5526: VOICES Act of 2018
- 115-hr-5281: Global Trade Accountability Act of 2018
- 115-hr-5280: To designate the Federal building and United States courthouse located at 1300 Victoria Street in Laredo, Texas, as the "George P. Kazen Federal Building and U…
- 115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018

## Sources
- [115-hr-6746 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/6746)

## Related
- [115-hr-7331: To designate the facility of the United States Postal Service located at 11158…](https://policyrisk.com/legislation/115-hr-7331)
- [115-hr-5897: Coastal Texas Protection Act](https://policyrisk.com/legislation/115-hr-5897)
- [115-hr-5526: VOICES Act of 2018](https://policyrisk.com/legislation/115-hr-5526)
- [115-hr-5281: Global Trade Accountability Act of 2018](https://policyrisk.com/legislation/115-hr-5281)
- [115-hr-5280: To designate the Federal building and United States courthouse located at 1300…](https://policyrisk.com/legislation/115-hr-5280)
- [115-hr-5141: United States-Israel Security Assistance Authorization Act of 2018](https://policyrisk.com/legislation/115-hr-5141)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-6746 (as of 2025-11-18).