# 115-hr-6972: Consumers First Act

115-hr-6972, Consumers First Act, is a 115th Congress bill sponsored by Rep. Waters, Maxine [D-CA-43] (D-CA); status Referred to the Committee on Financial Services, and in addition to the Committee on Education and the Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/115-hr-6972
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 115-hr-6972
- Congress: 115
- Title: Consumers First Act
- Status: Referred to the Committee on Financial Services, and in addition to the Committee on Education and the Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Introduced: 2018-09-28
- Sponsor: Rep. Waters, Maxine [D-CA-43] (D-CA)
- Cosponsors: 5
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Consumers First Act This bill revises provisions related to the administration of the Consumer Financial Protection Bureau (CFPB), including establishing requirements for staffing levels, political appointees, and the publication of consumer complaints regarding consumer financial products or services. The bill specifically states the duties of the Office of Fair Lending and Equal Opportunity (under current law, these are delegated by the CFPB Director). It also adds the duty to implement enforcement and supervisory authority regarding the fair lending laws. Specified units, offices, and boards of the CFPB must perform their assigned duties and may not be renamed or reorganized. The bill amends all statutory references to the "Bureau of Consumer Financial Protection" to refer instead to the "Consumer Financial Protection Bureau." Membership and meeting requirements for the Consumer Advisory Board are also revised.

## Cosponsors (5)

- Rep. Moore, Gwen [D-WI-4] (D-WI), 2018-09-28T00:00:00.000Z
- Rep. Maloney, Carolyn B. [D-NY-12] (D-NY), 2018-09-28T00:00:00.000Z
- WM. CLAY (D-MO), 2018-09-28T00:00:00.000Z
- Rep. Green, Al [D-TX-9] (D-TX), 2018-09-28T00:00:00.000Z
- Rep. Cleaver, Emanuel [D-MO-5] (D-MO), 2018-09-28T00:00:00.000Z

## Related bills

- 115-hr-6505: Medicare Negotiation and Competitive Licensing Act of 2018
- 115-hr-6135: Keep Families Together Act
- 115-hr-5238: To designate the facility of the United States Postal Service located at 1234 Saint Johns Place in Brooklyn, New York, as the "Major Robert Odell Owens Post Of…
- 115-hr-4444: Rehabilitation for Multiemployer Pensions Act
- 115-hr-4240: Public Safety and Second Amendment Rights Protection Act of 2017
- 115-hr-4155: Congressional Sexual Harassment Training Act

## Sources
- [115-hr-6972 on Congress.gov](https://www.congress.gov/bill/115th-congress/house-bill/6972)

## Related
- [115-hr-6505: Medicare Negotiation and Competitive Licensing Act of 2018](https://policyrisk.com/legislation/115-hr-6505)
- [115-hr-6135: Keep Families Together Act](https://policyrisk.com/legislation/115-hr-6135)
- [115-hr-5238: To designate the facility of the United States Postal Service located at 1234 S…](https://policyrisk.com/legislation/115-hr-5238)
- [115-hr-4444: Rehabilitation for Multiemployer Pensions Act](https://policyrisk.com/legislation/115-hr-4444)
- [115-hr-4240: Public Safety and Second Amendment Rights Protection Act of 2017](https://policyrisk.com/legislation/115-hr-4240)
- [115-hr-4155: Congressional Sexual Harassment Training Act](https://policyrisk.com/legislation/115-hr-4155)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/115-hr-6972 (as of 2025-11-18).